Access Holdings Plc, the parent company of Access Bank, has reaffirmed its long-term strategic blueprint anchored on a deliberate and structured progression: scale, optimise and sustain.

The roadmap, which has driven the group’s aggressive expansion across Africa and into key global markets, is now entering a crucial optimisation phase, expected to unlock significant value for stakeholders as the organisation heads toward 2027, it said in a statement.

Speaking on the strategy, Acting Group Chief Executive Officer, Bolaji Agbede, noted: “Our approach has always been clear: scale first through strategic expansion, then optimise through consolidation, synergy realisation, and operational efficiency. During the scale-up phase, a considerable amount of funding is required to drive investments in people, systems, infrastructure and acquisitions.

“But as we move deeper into the optimisation phase, we will begin to see the full benefits manifest, especially in terms of profitability, capital efficiency, and shareholder returns.”

Access Holdings’ five-year strategic plan, which runs through to 2027, places financial inclusion and impact at the core of its growth agenda.

By expanding digital access and scaling low-cost delivery platforms, the group aims to onboard millions of previously unbanked and underserved individuals and MSMEs across Africa into the formal financial system.