President Bola Ahmed Tinubu has introduced two new welfare programmes targeting education workers and retirees, with emphasis placed on the funding structure and execution.

The first, the Tertiary Institution Staff Support Fund (TISSF), was announced in July 2025 to provide loans for lecturers and non-academic staff in Nigerian universities, polytechnics, and colleges of education.

According to the Presidency, the facility is intended to cover personal, housing, and family-related expenses at lower borrowing costs than commercial bank rates.

The second initiative, revealed in August 2025, offers free healthcare to low-income retirees under the Contributory Pension Scheme. The government stated that the programme would eliminate out-of-pocket payments for eligible pensioners, allowing them to access treatment without incurring direct charges at designated health facilities.

A statement from the Presidency confirmed that the schemes will be funded through a mix of budgetary allocations and targeted program funds, with oversight from relevant ministries to ensure transparency.

Independent commentator Nurudeen Adeyemi described the policies as measures that “can improve the financial and health security of tertiary institution staff and retirees.”
The government also announced plans to address pension-related concerns in the Nigeria Police Force as part of wider public sector welfare adjustments.

Analysts have noted that the success of the programmes will depend on clear eligibility criteria, efficient disbursement systems, and strict monitoring to prevent mismanagement, especially with inflation currently around 33 per cent.