SIR GEORGE CHUKWUKA ANOKWURU, PH.D.: A VISIONARY LEADER IN NIGERIA’S MARITIME INDUSTRY

In the vast and complex world of maritime shipping, few individuals have made as significant an impact as Chief (Sir) George Chukwuka Anokwuru, Ph.D. As the Managing Director/Chief Executive Officer of Admiral Marine Shipping Nigeria Limited, Dr. Anokwuru has built a reputation for excellence, innovation, and leadership. With a career spanning over two decades, he has navigated the complexities of the business with ease, establishing himself as a titan in the shipping and maritime sector.

Born on November 14, 1966, Dr. Anokwuru is a native of Egwi in Etche Local Government Area in Rivers State. He holds a B.Sc., M.Sc., and Ph.D. in Political and Administrative Studies from the University of Port Harcourt. His academic background has provided a solid foundation for his future endeavors in the maritime industry.

Dr. Anokwuru’s journey in the maritime industry began with Marine Gulf Shipping Nigeria Limited, where he worked from 1994 to 1998. During his tenure, he grew through the ranks and held the position of Shipping Manager, coordinating and overseeing major projects for multinational oil servicing companies and other clients. This experience laid the groundwork for his future entrepreneurial pursuits.

In 1998, he founded Admiral Marine Shipping Nigeria Limited, a company that has since become a major player in the Nigerian maritime industry. Under his leadership, the company has expanded its services to include shipping agency services, freight forwarding, and marine and oilfield support. Today, Admiral Marine Shipping Nigeria Limited is a reputable player in the industry, known for its commitment to quality and customer satisfaction.

As a recipient of several awards, Dr. Anokwuru holds the chieftaincy of Nwanne Di Na Nma and Ezeji of Mbaise in Imo State. He is also a Knight of St. John International. Widely travelled and happily married to Dr. (Lady) Chioma George-Anokwuru, the shipping magnate is blessed with four lovely children, namely Dera, Adaeze, Ugochinyere, and Chioma.

Dr. Anokwuru explained that Admiral Marine Shipping Nigeria Limited was birthed to address the growing demand for shipping services in Nigeria, noting that as more businesses and individuals needed to transport goods by sea, there was an urgent need for a reliable and efficient shipping company to rise to the occasion. Admiral Marine Shipping saw this opportunity and decided to fill the gap in the market by providing high-quality shipping services to customers in Nigeria, he added with relish.

“Founded in 1998, at a time when Nigeria’s economy was experiencing significant growth, we had observed a niche market that was not being adequately served,” Dr. Anokwuru observed. The astute businessman decided to focus energy on meeting the specific needs of our identified niche. The company’s establishment was influenced by the increasing demand for maritime services in the country, especially in the oil and gas industry, where the need for logistics and shipping services created a demand for a specialised company like Admiral Marine Shipping Nigeria Limited.

The period also witnessed an expansion in international trade in Nigeria, which required efficient and reliable shipping services, which the country lacked the local capacity for at the time. Hence, our decision to fill the gap and provide services that catered to the needs of Nigerian businesses. With a vision to provide high-quality indigenous shipping services to meet our clients’ needs, we have built a strong network of over 48 agents in major ports across Europe, North America, South-East Asia, and China, facilitating international trade and logistics for our clients. We assembled a team of highly experienced professionals with expertise in shipping, logistics, and maritime operations and also strategically located our headquarters in Port Harcourt, a major hub for the oil and gas industry, providing proximity to key clients in the oil and gas industry and access to maritime infrastructures, enabling us to efficiently serve our clients,” he recalled with nostalgia.

Over the years, the company has developed core competencies in:
• Shipping agency services: Providing shipping brokerage, charter, and marine equipment lease services.
• Freight forwarding: Managing logistics and transportation of goods.
• Marine and oilfield support: Offering ship husbandry services and managing ocean-going vessels and sea craft.

By combining these, Admiral Marine Shipping Nigeria Limited has established itself as a reputable player in the Nigerian maritime industry, providing essential services to its clients.

To drive growth and expansion, Dr. Anokwuru made a couple of vital decisions and implemented several key initiatives that transformed the company in delivering great value and benefits to clients and impacted its bottom line.

Of the several measures, two are of major consideration, namely:
• Investing in Technological Upgrades: We adopted modern technology to enhance our operational efficiency, reduce costs, and improve customer experience.
• Expanding Service Offerings to include Ship Acquisition and Management; Logistics and Freight Forwarding; Marine and Oilfield Support, etc.

These strategies have impacted our bottom line greatly by delivering great benefits such as increased revenue through expanded service offerings and improved operational efficiency; reduced costs through technological investments and process improvements; increased market share through strategic partnerships and focus on cabotage trade; enhanced service delivery driving loyalty and retention.

On Nigeria’s economic development, Admiral Marine Shipping Nigeria Limited has played, and is still playing, an important role in the shipping and maritime industry. “We contribute to Nigeria’s economic development by transporting goods and products across the country and to other countries. This helps businesses to trade and grow, which in turn boosts the economy. Our economic activities contribute to Nigeria’s GDP growth, particularly in the maritime sector, which aims to increase its annual contribution to about $44 billion. We also create employment opportunities for Nigerians, both directly and indirectly, through operations and services; we also generate revenue for the government through taxes, fees, and other payments,” the CEO noted.

Regarding prospects, the company intends to venture into public-private sector partnerships in the area of maritime infrastructure development and modernisation. With the country’s strategic location in the Gulf of Guinea and its target to become a major global trade hub, Admiral Marine Shipping also looks forward to leveraging the opportunities as they present to expand operations and services.

“We shall also contribute to the growth of Nigeria’s blue economy, promoting sustainable maritime practices and generating revenue for the country. Overall, Admiral Marine Shipping Nigeria Limited plays a vital part in Nigeria’s economic development, and our role in the country’s future growth will be crucial in ensuring our continued success,” George promised.

On challenges of infrastructure deficiencies and security concerns, the government is urged to tame them amid opportunities for growth through promotion of indigenous participation and the modernisation of ports and infrastructures. “The government and private sector can effectively collaborate to drive growth in the industry through policy reforms; infrastructure investment in ports and logistics facilities; public-private partnerships for efficient service delivery and innovation; and capacity building programmes, as well as effective collaboration between the public and private sectors, could unlock the industry’s potential, drive economic growth and development,” he suggested.

Commitment to quality, Dr. Anokwuru notes, sets Admiral Marine Shipping Nigeria Limited apart. “We always strive to deliver the best possible services to our clients. Another factor that contributes to our success is our attention to detail; we pay close attention to every aspect of our operations, from scheduling shipments to communicating with customers. By being meticulous in our work, we ensure that everything runs smoothly and efficiently. We have also cultivated very strong partnerships with international shipping lines and logistics providers, providing us with an unbeatable global network and reach,” he revealed.

Another strength is the assemblage of seasoned professionals with in-depth knowledge of the maritime industry, which allows the company to provide unmatched services at all times.

“To maintain our high standards, we continuously invest in professional development; adhere to industry best practices and comply with international maritime regulations and standards; focus on customer satisfaction—clients’ feedback and satisfaction drive our service improvement; leverage technology to enhance operational efficiency and service delivery. By combining expertise, personalised service, and a commitment to quality, we deliver exceptional services to our clients,” the CEO added.

In the next five years, the company hopes to achieve the following:
• Expansion and Growth: Increasing market share and diversifying services.
• Digitalisation: Implementing technology to enhance operational efficiency and customer experience.
• Sustainability: Promoting environmentally friendly practices and reducing carbon footprint.
• Talent Development: Investing in employee training and development.

To young entrepreneurs and business leaders, the CEO advised thus: “Focus on solving problems that are important to the people of Nigeria. This could mean creating products or services that meet a specific need in the market, or finding innovative solutions to common challenges faced by Nigerians.

“Generally speaking, I would advise young entrepreneurs to identify their passion and pursue ventures that align with their interests and strengths. That way, you stay motivated during the trying times. Also, develop a strong value proposition and offer unique solutions that meet market needs. Find your niche and leverage emerging technologies to provide unique solutions to your clients. Build strong networks and foster valuable relationships with industry stakeholders and mentors. Stay adaptable and resilient; always find ways to navigate challenges and adapt to changing market conditions.

“Others are: Prioritise innovation and continuous learning; stay ahead of the curve through innovation and skill development. And most importantly, have integrity in your business dealings. Particularly for young entrepreneurs, integrity is the greatest asset you can possess. It is the major determinant in your success equation and the ability of your organisation to achieve long-standing success.

“Overall, the key to making a significant impact in Nigeria’s economic landscape is to be proactive, innovative, and collaborative in your approach to business. By following these principles, young entrepreneurs and business leaders can help shape the future of Nigeria’s economy in a positive way.”

EBIHIJIE MOMOH, THE MANAGING DIRECTOR/CHIEF EXECUTIVE OFFICER OF AFRIGO PAY FINANCIAL SERVICES LIMITED

EBEHIJIE MOMOH: IMPACTING NIGERIAN FINANCIAL INDUSTRY THROUGH SEAMLESS AND INNOVATIVE PAYMENT CARDS

For Nigeria to attain her position of economic growth in the comity of nations in critical areas and human endeavours, female professionals like Mrs. EbihijieMomoh, the Managing Director and Chief Executive Officer of AfriGo Pay Financial Services Limited remains one of those that the Country looks up to.

Over the years Mrs. Momoh has carved a niche for herself, through provision of strategic financial services in the Nigerian banking sector.
With over thirty (30) years of progressive leadership experience in the Nigerian financial and payment industry, Mrs. Momoh has a distinguished career marked by strategic vision and a commitment to delivering exceptional result. She has consistently demonstrated her ability to drive large operations, enhance profit and loss growth, and Lead high performance teams.

Prior to joining AfriGOPay, Ebehijie was the Senior Vice President and Country Head for West Africa at Mastercardfrom 2019 to 2024. There, she oversaw operations in five key markets—Nigeria, Ghana, Gambia, Sierra Leone, and Liberia—while also serving on the Operating Committee for the Eastern Europe, Middle East, and Africa region. Her tenure was marked by market expansion, strong stakeholder engagement, and the promotion of digital payment solutions tailored to regional needs.
In early 2019, she was appointed Head of Retail Banking for Standard Chartered Bank Ghana, where she led one of the most significant retail banking franchises in Africa by income. Managing a workforce of over 500 employees, she drove financial performance, enhanced governance standards, and contributed to major organizational committees and transformation initiatives.

As the General Manager and Head of SME Banking for West Africa at Standard Chartered Bank, Mrs. Momoh led the transformation of the MSME business across Africa. She also successfully launched Standard Charterer’s first SME center in Nigeria. Her efforts were recognized when she received the “Best SME Bank” award from Shell Petroleum Development Company for her leadership in driving local content financing within Nigeria’s oil sector

Since her assumption as the Managing Director and Chief Executive Officer of AFSL, Mrs. Momoh has proved to all and sundry her capability to translate vision into reality. Indeed, her transformational skill and innovative leadership style has helped the company to create a positive impact in the lives and business of Nigerians and beyond.

Specifically, AFSL focuses on providing digital payment solutions and fostering financial inclusion in Africa, particularly in Nigeria. The company is known for its AfriGo Card, a multi-currency debit card designed for online and in-store purchases. Infact, the company also offers a platform for financial institutions to issue flexible card types and provides customer solutions to drive innovation and digitization.

It is worthy note to state that Afrigo Pay holds certifications in PCI-DSS (Payment card industry Data Security Standard) and NDPR (National Data Protection Regulations) to ensure the security and confidentiality of data.

With the articulated vision and mission statements “Bridging potential by being the key accelerator for business with and in Africa” and with the mission, “Providing reliable and local information about Africa for our clients as a basis for forming decisions on how to operate successfully in Africa”. Based on these vision and mission statements, Mrs. Momoh, a result oriented and financial technocrat is leading AfriGo to deliver a seamless, secure and efficient payment card scheme which facilitates faster transactions, reduce card operating costs to enhance the overall user experience for stakeholders, partners and card holders.

Mrs. Momoh, a seasoned professional and financial expert is synonymous with value creation, she is not one of those who got to where they are by “whom they knew” but her journey to the top of her professional career has been the product of her commitment, dedication, honesty, heard work and tenacity. She holds a Bachelor’s degree in Chemistry from the University of Lagos and an MBA from both the University of Benin and Bangor University. She is a Member of the Chartered Institute of Bankers of Nigeria, the Chartered Banker Institute of Scotland and Wales, the Chartered Institute of Directors, and a Fellow of the Institute of Credit Administration. Her extensive professional background and dedication to integrity and innovation makes her a formidable leader in the financial services industry.

Conclusively, it is imperative to state that Mrs. Momoh whose achievements and legacies are highlighted above is a woman of integrity, a catalyst of Economic development, a visionary leader, an agent of positive change and a seasoned financial technocrat.

BAMANGA USMAN JADA, THE MANAGING DIRECTOR AND CHIEF EXECUTIVE OFFICER, OIL AND GAS FREE ZONES AUTHORITY (0GFZA)

BAMANGA USMAN JADA: A SEASONED ECONOMIST, VISIONARY LEADER AND INNOVATIVE TECHNOCRAT ATTRACTING FOREIGN DIRECT INVESTMENT TO NIGERIA
For Nigeria to attain its position of honour in the comity of nations in critical sectors of the economy, professionals like Mr. Bamanga Usman Jada, the Managing Director and Chief Executive Officer, Oil and Gas Free Zones Authority (0GFZA) remains one of those that the nation looks up to. Over the years, Mr. Jada has carved a niche for himself through professional execution of his responsibilities in the organizations he has served.

Indeed, Mr. Jada has distinguished himself not only as an Economist, a seasoned business administrator and technocrat but has also demonstrated a high degree of integrity and professionalism in private and public affairs.

Born in Jada Local Government Area of Adamawa State, Nigeria, Mr. Jada attended Federal University of Technology, Yola, where he obtained Bachelor of Science degree (B.Sc) in Economics, and proceeded to the University of Central Lancashire, United Kingdom, where he obtained M.Sc in Oil and Gas Operations Management as well as prestigious Nasarawa State University, Keffi, Nigeria, where he also obtained Master’s degree in Business Administration (MBA) Marketing.
Mr. Jada, a result oriented and a man with the capability to translate vision into reality has served in various capacities in the banking sector and Energy Commission of Nigeria (NEC). Since his appointment in October 2023, as the Managing Director and Chief Executive Officer of the Oil and Gas Free Zones Authority (OGFZA), He has proved to all and sundry his transformational skill and innovative leadership style through unprecedented achievements and enduring legacies recorded within few years of his administration.

In order to translate the vision and mission into reality, Mr. Bamanga Jada on assumption of office came up with seven-point strategic agenda, which focuses on Efficiency, Infrastructure Excellence, Regulatory, Modernisation, Local content, Sustainability, Investor-Focus and welfare. Indeed, this articulated agenda has led to significant and enduring achievements for Nigeria, including the establishment of the Orashi Special Energy Zone.

Specifically, Mr. Jada’s transformative vision is aimed at positioning Nigeria as a global leader in the energy sector, leveraging innovation, technology, and sustainability to drive economic development, job creation and environmental consciousness. In line with the exceptional performance creed and in partnership with private sector operators using best-in-class Public and Private Partnership (PPP) model, OGFZA is working assiduously to make Oil and Gas Free Zones as first ports of call for investors eyeing the Nigeria market.

As a man of integrity, transparency and accountability with a strong determination to improve the nation’s revenue and reputation abroad, OGFZA, under the leadership of Mr. Bamanga Jada has gone into strategic partnership and collaboration with the Nigerian Financial Intelligence Unit (NFIU) to ensure that Nigeria does not become a safe haven for global money laundering and terrorism financing networks.

In recognition and appreciation of his commitment to the development and enormous contributions to the socio-economic development of Nigeria, Mr. Bamanga Jada has been honoured by many organizations and institutions in Nigeria and these include: Fellow, by the Chartered Institute of Diplomacy and Management, Nigeria, The Best Federal MDA in Ease of Doing Business Automation, Distinguished Govtec Trailblazer both by the Bureau of Public Service Reforms. Other recognitions include: 100 percent in PEBEC’s Regulatory Reform Accelerator (RRA), Reformation of National Values Personality Award. He is also a holder of the traditional titles including: Dan Morin Adamawa, MarafanGanye and San-Turakin Jada.

Conclusively, it is imperative to state that Mr. Bamanga Jada whose achievements and legacies speak louder than words, remains a man of integrity, a catalyst of economic development, a visionary leader, an agent of positive change and a seasoned administrator is a man of great impact. Succinctly, his innovativeness, dynamism pragmatic and exemplary leadership qualities, mentorship, as well as his many insightful solutions to the plight of the nation continue to stand him out among his equals.

 

Engr. Felicia Nnenna AGUBATA PhD, FNSE: Vice President Corporate Services, Nigerian Society of Engineers

Background;

A Nigerian and a professional Engineer. Educated at Enugu State University of Technology, Enugu State where I had a first degree in Computer Engineering, Masters and Doctorate degrees in Electrical and Electronics Engineering.

Post NYSC, I had a stint with Compuleb Ltd as a Sales Engineer before making the switch to the Aviation industry in year 2002 as Electrical Engineer 11.

Consequent upon trainings, work exposures and demonstration of commitment and good track record, one has gained traction in the profession.

I have also been at the vanguard of those championing more collaboration between the male and female engineering professionals instead of competition. I am also committed to gender equity.

I was the 15th President of the Association of Professional Women of Engineers of Nigeria and Currently I am the Vice President Corporate Services of Nigerian Society of Engineers.

 

What made you come into a male dominated profession–

No doubt, Engineering and STEM in general have been male dominated for some time now. No argument.

The reasons for male domination are historical, cultural and perhaps grooming objectives of the society. Over time attitudes to the girl-child have changed and more girls have the latitude to pursue their dreams.

Indeed, a lot young women are bracing up for a career in the STEM and ultimately Engineering. In essence the gender gap is rapidly closing up. On the specific issue of my choosing Engineering as a course of study and profession, I would say that I have always had a strong flair for STEM subjects especially mathematics. I also enjoy problem solving opportunities.

I was in a strong position to read anything I wanted to read due to my strong academic performance.

 

Career trajectory ….

Well, I joined the Aviation industry in the year 2002, as Electrical Engineer II.

Across my 23 years of being an Engineering professional in the aviation industry, I have amassed trainings within and outside the country, I have garnered general and system -specific competencies as well as a track record of performance.

I have followed through with my self- development and self-sponsored developmental initiatives; I have as well subscribed to professional groups that would add value to gender issues and humanity in general. In as much as one has gained traction in the profession, I am still far from who and where I want to be. Essentially, I regard myself as a work in progress in the hand of my creator. God being my helper, I will attain my career and professional goals.

Who and who have had influence on your life and career.

Mrs. Glorie Raphson Okeke, Mrs.  Nwokolo, late Mr. Emmanuel Ozumba, Sir Loje Anagor  were influential in my life at foundational level.

Career wise, ENGR Nwakaego Ojukwu, Engr. Margaret Aina Oguntala, ENGR.  Dr. Patricia Opene-Odili , ENGR Nnoli Akpedeye , ENGR Kashim Ali , ENGR Ibrahim Maimaje , ENGR Idiat Amusu , ENGR Nkechi Isigwe, Engr. Aramide Adeyoye, Engr. Valerie Agberagba among others  were major influences in my career . I am grateful for their leadership and the opportunity to learn.

Challenges encountered as a woman in your career and how you overcame.

Well, challenges are normal in life. I have had my fair share of challenges in my career.

However, the challenges are not necessarily gender related. Perhaps, competition instead of collaboration was a bit of an issue in the beginning. However, some of us preferred collaboration and would rather work in concert with others regardless of gender to achieve pre- set objectives and solve evolving challenges.

More women are enrolling in STEM subjects due to various advocacy programs and the power of local examples.

In time more women will be embedded at strategic level of management across the various engineering fields. This would ensure that the feeling that women are outflanked in the field will become history.

Memorable milestones in my career.

Well, I have had ample memorable milestones. However there some of them that improved game changers for me.

Top on the list would be way back in 2010 when I had the privilege to be an intern at International Civil Aviation Organization Headquarters (ICAO), Montreal Canada for a period of 3 months having emerged  as one of the five winners of the Women in Aviation Scholarship sponsored by International Aviation Women Association (IAWA). I was the only African among the awardees.

There, I witnessed firsthand how the global Aviation industry works and the importance of processes, training and compliance.

Fortunately for me, I had the opportunity to work in various departments at the Air navigation Bureau (ANB), attend meetings and experience best practice across a broad spectrum of operations in ICAO.

The next milestone of importance was being picked as the only African to be in Pratt & Whitney factory training program in USA sponsored by AWAM (Association of Women in Aviation Maintenance) through Women in Aviation Scholarship in 2007. It reinforced some of the ideas that shaped my focus, interest and outlook.

It was indeed a confidence- inspiring exposure that enabled me to become a hands-on professional whose key objective is to add value and drive improvements wherever I find myself, whether as a team lead or a team member.

Furthermore, these exposures helped me to model the right attitude and work ethics. I also cascade knowledge and mentor the younger professionals at work or in my field and community as well.

 

Future aspirations

First is to have a productive and fulfilling career by working in concert with other professionals to drive improvements in aviation industry and engineering practice. In general.

Its is my fervent desire to see more women embedded at strategic layers of organizations and collaborating with men to come up with policies that advance human civilization by promoting inclusion and diversity in all ramifications.

Mentoring is one area I want to continue investing energy and resources in. I derive intrinsic joy in mentoring and inspiring the younger generation. I have no doubt my efforts will yield immense dividends several years down the line. I hope to be remembered as that woman who in her own little way encouraged and motivated the girl-child to enlist in STEM subjects and ultimately in Engineering.

 

From Architecture to Waste Management: Reuben Ossai’s Journey of Passion and Innovations at The Innitiates Plc

Reuben Ossai is one visionary leader who has defied conventional paths to become a trailblazer in Nigeria’s waste management industry. With a background in architecture, this remarkable individual has traversed the globe, acquiring knowledge, certifications, and accolades that have cemented their position as a pioneer in the field.

Born out of personal curiosity and a desire to improve the aesthetic value of the built environment, his journey began in the early 90s. A brief stint as an architect gave way to a passion for waste management, which was fueled by an MSc thesis that explored innovative solutions for waste management. This spark ignited a lifelong commitment to transforming the industry.

Ossai’s vocational training in the UK under the Chartered Institution of Waste Management paved the way for admission as the first Nigerian Chartered Waste Manager in 1999. This milestone marked the beginning of a remarkable career that would span continents, industries, and academia. As the premier National President of the Waste Management Society of Nigeria, this leader has been instrumental in shaping the industry’s landscape.

“I have worked within and outside Nigeria in building waste Management Industry/Profession. As a testament of my contribution to the Industry in Nigeria, I am the premier National President of Waste Management Society of Nigeria (WAMASON). At the international circle, I was involved in various technical Workshops and Seminars as facilitator, and contributed (Chapter 11) to the Second Edition of International Guidelines on Landfill Operation (ISWA). Again, I became the first African to be certified as an International Waste Manager by International Solid Waste Association (ISWA). In 2023, the collective effort of Nigerians within the Environmental Management space made us professionals in Nigeria through Act 41 (2023) of the National Assembly which gave birth to Institute of Environmental Practitioners of Nigeria”.

Ossai’s involvement in technical workshops and seminars as a facilitator, contributing to the Second Edition of International Guidelines on Landfill Operation, and becoming the first African certified as an International Waste Manager by ISWA are testaments to his expertise and dedication. The crowning glory came in 2023 with the establishment of the Institute of Environmental Practitioners of Nigeria, a culmination of collective efforts to professionalize environmental management in the country.

The Innitiates, Ossai’s organization, is propelled forward by three core values. Every new day brings a quest to improve on yesterday’s achievements, keeping the company dynamic and responsive to industry trends. The strength to try new strategies and persevere after failure has been instrumental in the company’s success.

I will say our driving force. Competing-with-self is one of TIP’s propelling forces. Every new day starts with what you do to improve on what you did yesterday. This attribute has continually kept TIP conceptually and technologically very dynamic, and has sustained TIP in her small niche. Innovation which we (THE INITIATES) have reduced to a slogan as “who thought the first Teacher”. This propelled me into this emerging profession, and enhanced the growth of TIP through breaking of new grounds. Commitment sounds very simple but this is key to TIP success as it embodies strength to try new strategies, and the courage to persevere after failure.   In all, being an “Initiate” requires courage, perseverance, and innovation: these are the ingredients of the unstoppable force that is putting the company in a position of grace today.

The Innitiates’ approach focuses on market analysis, identifying trends, and shaping forces that drive the industry. This forward-thinking strategy enables the company to stay ahead technologically and respond to business dynamics. Innovative services and bespoke solutions that cater to each client’s unique needs set the organization apart. By solving problems that others shy away from, the company has established a niche in the waste management and recycling industry.

While comparisons with international counterparts may be challenging, Reuben Ossai is clear on one thing: Nigerian professionals maintain standards, prioritize public interest, and possess technical competence. According to him, market dynamics define training and certification requirements, but ethics remain a cornerstone of the profession.

“It is difficult to compare a Waste Manager in Nigeria to one in Germany; however, they are respectively professionals in their individual rights. This is so because, they both maintain standards, have public interest as a primary focus (ethics), and above all have required technical competence to meet the desire of their environmental challenges. The market dynamics defines the standard training and certification, and needed technical competence but may not determine the ethics of the profession. Today we are unable to offer minimum waste collection services to 30% of Nigerians while in Germany they are seeking solution on material and value recovery from waste: these are all resultants of the market dynamics not just the ability of the professionals. Our business environment is currently charged for improvement on collection services, and we are looking ahead to effective processing in the next 3-5years. The noise about recycling and circular economy is helping in this direction”.

Challenge and failure are potent motivators for this leader. Unresolved issues keep them awake at night, and failure sparks a deeper exploration of concepts and principles. Short-term goals focus on ensuring industries meet human needs, while long-term objectives aim for a safe coexistence between industry and humans.

As the organization prepares to make a significant impact in the public waste management sector, the future looks bright. With a solid foundation in industrial waste management, the next 3-5 years will see a strategic expansion into the public waste market, driven by a vision of a safer, more sustainable environment. This story is a testament to the power of passion, innovation, and commitment. As Reuben Ossai continues to inspire and shape the waste management industry, one thing is certain: the future of environmental management in Nigeria has never been brighter.

===

From Passion to Purpose: Ejiro Ogomigo’s Impact on Nigeria’s Infrastructure Landscape with Jite Projekts

With a robust background in Project Management honed through years of service with Chevron Oil PLC, Mr. Ejiro Ogomigo, brings over three decades of experience in executing and managing complex engineering and infrastructure projects. His professional journey began in 1994, where he actively contributed to significant projects such as Jetty Works and Shoreline Protection, laying the foundation for his expertise in geotechnical engineering.

Driven by a deep-rooted passion for geotechnics, Ejiro Ogomigo began understudying his father at JITE WATER LIMITED, where he deepened his understanding of sub-surface engineering, water resource management, and ground behavior. This mentorship cultivated a hands-on approach and strategic insight into engineering solutions tailored to Nigeria’s environmental landscape.

In pursuit of his vision to lead transformative infrastructure projects, he founded Jite Projekts Limited, incorporated on October 6, 2009. Under his leadership, the company has become a trusted name in delivering high-quality civil works, including marine engineering, deep foundation andquality geotechnical works.

His unique blend of corporate discipline, technical proficiency, and entrepreneurial drive positions him as a distinguished figure in Nigeria’s engineering and infrastructure development space.

“Our vision is to be the leader and driver of innovative engineering services with a goal to have presence in every key sector of the economy where quality engineering services are needed. To achieve this, we are committed to understanding and achieving our clients’ needs, focusing on their objectives, quality, value, flexibility, budget, and timelines. Guided by a proactive mindset, we consistently seek innovative and improved approaches through collaboration and teamwork. Together with our clients, we strive to achieve the highest standards and expectations on their projects.

Our mission is guided by these principles; Understand our clients’ changing needs and  work towards meeting them; Ensure that the relevant processes required for production of quality output are followed, Recruit,  train and retain high caliber staff who share in  our vision of quality in service delivery; Establish and maintain cordial relationships  with our suppliers and subcontractors; Ensure continuous improvement of our  service delivery by constantly monitoring our  processes and outputs as well as the  satisfaction of our clients.

“As an organization, we are committed to understanding and achieving our client’s need in terms of objectives, quality, value, flexibility, budget, and timelines. We consistently seek innovative andproactive in new and better approaches to improved engineering processes.

Ejiro explained how he successfully navigates the peculiarities of the Nigerian business environment, and how he  addresses those challenges.

“The Nigerian business environment presents unique challenges, especially in the infrastructure and construction sector. As the CEO of Jite Projekts Limited, I have witnessed firsthand how these issues can impact operations, timelines, and growth. Two of the most pressing challenges are rising cost of materials due to exchange rate fluctuations. One of the most difficult hurdles we face is the volatility of the Naira against foreign currencies. Many essential construction materials and specialized equipment are imported, making our projects vulnerable to unpredictable cost increases.

We addressed it through local sourcing of materials: We’ve actively worked to identify and partner with local manufacturers and suppliers to reduce reliance on imports; Vendor management: We are able to maintain cordial and quality relationships with credible vendors. Flexible Contract Models: We’ve adopted more dynamic contract structures that account for inflation and currency fluctuations, ensuring fair terms for both clients and contractors and Strategic Procurement: Bulk purchasing and early procurement strategies which help us lock in prices before they escalate.”

“Another challenge is the phenomenon of brain drain in the construction industry. We are increasingly seeing skilled professionals; engineers, project managers, and technicians, leaving the country in search of better opportunities abroad. This talent gap affects project quality and continuity.

We addressed this hurdle through talent development by investing heavily in continuous training, mentorship, and certification programs to upskill local talent, currently we are having the 2025 Graduate Trainee Program, which has brought amazing young talents to learn and be a part of our Team. We strive to create a fulfilling and growth-driven work environment where young professionals see a future for themselves. And finally, we engage in partnerships with institution whereby we collaborate with technical schools and universities to create internship and pipeline programs that nurture future talent from an early stage.

Among the numerous accomplishments of Jite Projekts, Ejiro shared a few notable ones, some of the projects in oil and gas sector includes: the UQUO Export Gas Compressor Installation Project with a scope of Installation of 212nrs, 450mm diameter at 22m depth, for Seplat Energy, Jite Projekts installed 136nrs, 600mm at 24m depth, and a floating Jetty installation for Oando.

In the real estate sector, Jite Projects developed a 12-Storey block of 50 Apartments in the Glover project with a scope of 227nrs, 600mm at 24m  and also a 22 floor residential development of Bloom towers with piling works for 367nrs, 800mm at 26m depth

Jite Projekts also provided services for the energy and power sector with piling works for the proposed 30MW power plant, with scope of 49nrs and 170nrs , 600mm at 13m and 30m depths respectively at NEPA close, V. Island. The company also played in the health sector by constructing the new staff quarters for Resident Doctors in Lagos State University Teaching Hospital (LASUTH) and Piling stage construction for 130-bed Children’s Hospital, Massey at Adeniji Adele Road, Lagos.

Jite Projekts also served the banking and e-commerce sector with the proposed development for Providus Bank at Surulere and Banana Island and piling works for the proposed Centre of Excellence for the Central Bank of Nigeria, University of Lagos. Also the works for proposed development for Equinix Data Centre and

Proposed African Data Centre, Eko Atlantic City, Victoria Island.

“We are committed to improving our processto embrace technology and innovation, building tech-driven operations. Our focus is towards sustainability and low impact foundation. Developing a specialized workforce by training our operators and engineers on geotechnical data analysis and interpretation. Improving our Operational Excellence in the installation of digital rig controls and onboarding of computers. Incorporate remote diagnostic tools for efficient maintenance and performance. Use of improved visualization using the 3D substructure using more recent software and expansion into the niche markets; such as the infrastructure of mega-projects such as Construction of Railway, Ports, Mega-towers.”

“As someone who has walked the path of corporate leadership and entrepreneurship—from managing large-scale projects at Chevron Oil PLC to founding JITE PROJEKTS LIMITED—I understand the unique challenges and rewards that come with building something from the ground up. For young Nigerians starting out on their own business journeys, here are a few pieces of advice I hold dear: Aspiring CEOs are to inculcate quality in their process, tenacity and owe it as a duty to apply themselves to their vision. Start with Purpose, Not Just Profit; let your business be driven by a clear purpose. My passion for geotechnics and infrastructure improvement came from real-life exposure and a deep desire to solve environmental challenges. Find your ‘why’- it will sustain you when the journey gets tough. Learn from the Ground Up: Before I built my own company, I studied under my father at JITE WATER LIMITED and worked with seasoned professionals at Chevron. Don’t skip the process of learning. Value mentorship, apprenticeships, and real-world experience-they’ll shape your leadership and decision-making.

Be resilient and patient; success doesn’t happen overnight. When I incorporated JITE PROJEKTS LIMITED in 2009, it took years of consistent effort, trust-building, and innovation to reach stability. Be patient. Stay consistent even when progress feels slow.

And lastly, Invest in relationships. Nigeria is a country where relationships often open more doors than credentials. Build a reputation for integrity, reliability, and professionalism. Your network can become your greatest asset.

 

Engr. Abdulkabir Adisa Aliu: The Visionary Powering Matrix Energy’s Rise as a Trailblazer in Nigeria’s Oil and Gas Industry

In an industry defined by volatility and high-stakes decision-making, few individuals have made as enduring and impactful a mark as Engr. Abdulkabir Adisa Aliu. A gentleman of note and high moral standing, he passes through life with irrepressible zeal and effervescence, reminding himself of more steps to be climbed in his career. With over two decades of experience in the global energy landscape, Engr. Aliu has emerged not only as a pioneer in Nigeria’s Oil and Gas sector but also as a beacon of visionary leadership on the global stage.

As the Founder and Chief Executive Officer of Matrix Energy Group, Engr. Aliu has built one of the most respected and dynamic companies in Africa’s energy sector. Established in 2004, Matrix Energy Group is an integrated Oil and Gas conglomerate engaged in exploration, production, refining, trading, distribution, and transportation of hydrocarbons. Under his leadership, the company has grown to become a vital player in fueling the global economy.

Prior to founding Matrix Energy, Engr. Aliu honed his expertise with global giants such as ExxonMobil and Saipem Drilling and Offshore, gaining invaluable experience in both technical and operational capacities. His corporate journey also includes significant roles in top Nigerian financial institutions, including UBA and Access Bank, highlighting his rare blend of engineering acumen and financial prowess.

Engr. Aliu earned his first degree in Metallurgical and Materials Engineering from the prestigious Obafemi Awolowo University in 1998, and his commitment to lifelong learning is evident in the numerous specialized trainings he has undertaken in Oil and Gas operations, business development, and strategic execution, both locally and internationally.

A certified engineer, Aliu is a proud member of several distinguished professional bodies, including; Fellow, Nigerian Society of Engineers (FNSE), Council for the Regulation of Engineering in Nigeria (COREN R27,787), Strategic Partner, Commonwealth Enterprise and Investment Council

More than just a business magnate, Engr. Aliu is a humanitarian and philanthropist with a deep commitment to social impact. In 2014, he founded the Abdulkabir Aliu Foundation (AAF), aimed at empowering the brightest minds from underprivileged backgrounds. What began with just 70 students across six federal universities has now grown into a national initiative supporting scholars in 13 federal institutions across Nigeria.

Described in many quarters as resilient, forward-thinking, and results-driven, Engr. Aliu’s ability to navigate complex challenges with calm precision has set him apart in a competitive global industry.

Established over two decades ago, Matrix Energy is owned and managed by a vibrant amalgamation of young professionals whose expertise cut across various sectors of the energy sub sector, Matrix Energy has become a symbol of what Nigeria’s private sector can achieve when empowered and forward-thinking minds lead the charge.

With a strong and distinct brand, Matrix Energy continues to create value-added services by harnessing its internal strengths and channeling them into delivering reliable, customer-focused energy solutions, an approach that has not only built customer loyalty but has helped the company establish enduring relationships across the energy value chain.

A major highlight of Matrix Energy’s success is its strategic investments in critical infrastructure, which have transformed the company’s operational capacity and market reach. Today, with hydrocarbon storage capacity exceeding 150 million litres, Matrix has developed the capability to supply refined petroleum products to even the remotest corners of Nigeria, an investments which have led to a quadrupling of its market share over the years, underscoring the company’s meteoric rise in the industry.

Matrix Energy’s success is also built on a unique trading philosophy that places the customer at the heart of the business. Every client is treated as a partner, every supplier as an ally. This people-centric approach infuses passion into every transaction and builds a business culture grounded in trust, collaboration, and mutual growth.

The Matrix Group also includes thriving subsidiaries such as Aida Energy Limited, Bluefine Energy, and Matrix LPG Limited, and together, these companies hold a suite of strategic operational licenses and regulatory permits, including Bulk Purchase Agreements with NNPC/PPMC, NUPRC Depot Licenses, LPG Offtaker Licenses, and NIMASA Clearance for vessel operations. This expansive compliance portfolio has positioned Matrix Energy as a trusted partner for bulk and coastal cargo purchases from NNPC, with capabilities to sell and distribute products across the country.

In just four years, Matrix has successfully traded over 8 million litres of refined petroleum products, a remarkable feat that testifies to its operational strength and robust market demand. Moreover, as one of the participating companies in the Direct Sales Direct Purchase (DSDP) scheme since 2017, Matrix Energy has expanded its footprint globally, collaborating with International Oil Companies (IOCs) and state-owned entities worldwide. This strategic positioning has deepened its global exposure and elevated its reputation on the international stage.

Rooted in a clear vision of being the preferred leader in the sectors it operates, Matrix Energy Group is with a mission to build a world-class institution dedicated to providing passionate services. These ambitions underpinned by core values that reflect the company’s identity of Loyalty, Integrity, and Professionalism.

Matrix Energy’s brand essence is simple yet powerful, which is to continuously leverage its strengths and improve on its weaknesses, with the ultimate goal of being the first choice for both employees and customers. This philosophy has propelled the company forward, even amid challenging market conditions and shifting economic landscapes.

One of Matrix Energy’s key competitive advantages lies in its commitment to adaptability, and recognizing that perseverance and focus are critical to long-term success; the company continually reviews and refines its processes to stay ahead of industry trends. This agility has been supported by a diverse and inclusive workforce, which has proven instrumental in navigating evolving market demands and offering clients best-in-class energy solutions.

In addition to its business prowess, Matrix Energy places strong emphasis on health, safety, and regulatory compliance. The company upholds rigorous policies to meet national and international standards, prioritising the well-being of its workforce and the safety of its operational environments.

It is therefore, instructive to note that as Nigeria continues its journey toward energy security and sustainable economic growth, Matrix Energy remains at the forefront, a youthful, agile, and resilient organisation driving innovation, delivering value, and redefining possibilities in the downstream sector.

 Prof. Obadare Peter Adewale: Pioneering Cybersecurity Excellence and Governance in Africa

Without mincing words, he is a man of humane character, a silent achiever and a man whose personality recognizes dexterity at all times. Prof. Obadare Peter Adewale, Founder/CVO, Digital Encode Limited a visionary cybersecurity expert whose accomplishments have redefined Africa’s digital defense landscape. He is the First Forbes Best of Africa Outstanding Digital Trust Leader, first EC-Council Licensed Penetration Tester in Africa, the First Professor of Practice in Cybersecurity from Miva Open University, and Nigeria’s first Certified Chief Artificial Intelligence Officer by Copenhagen Compliance, this is not just a story of “firsts,” it’s a story of impact, excellence, and enduring legacy.

With over 61 international certifications, a Master’s in Cybersecurity from Liverpool University, and an Honorary Doctorate from Trinity International University of Ambassadors, Atlanta, this cybersecurity luminary has built bridges between continents, sectors, and generations. Whether advising financial institutions, safeguarding critical telecom infrastructure, or shaping global cyber governance frameworks, his influence spans boardrooms, classrooms, and battle rooms alike. But beyond the accolades lies a deeper mission to empower, educate, and equip Africa’s digital frontier.

In this interview with The Guardian, the Digital Encode boss takes us through his inspiring journey, the vision behind Digital Encode Limited, and the wisdom he offers to the next generation of leaders, amongst others. Excerpt…

Can we have an insight into your professional background?

Historically, I am the First Forbes Best of Africa Outstanding Digital Trust Leader, first Ec- CouncilLicensed Penetration Tester in Africa, the first Professor of Practice in Cybersecurity from Miva Open University, Nigeria, and the first in Nigeria to be certified as a Chief Artificial Intelligence Officer (CAIO) by Copenhagen Compliance, Denmark. I am a seasoned Cybersecurity Professional and GRC Technopreneur, holding over 61 international professional certifications. I earned a Master of Science in Cybersecurity from Liverpool University, UK, and was awarded an Honorary Doctorate Degree in Cybersecurity by Trinity International University of Ambassadors, Atlanta, Georgia, USA.

I have pioneered and made a significant impact across both the public and private sectors in the area of Cybersecurity, Governance, Risk and Compliance. For example, our organization provides services to over 80% of financial institutions in Nigeria and delivers robust IT assurance to leading blue-chip telecommunications companies and FinTech’s in the country.

In addition to the above, I am a well-recognized subject matter expert across Africa and the world, with numerous successful engagements to my credit. My expertise spans Data Privacy, Data Protection, Cybersecurity, Information Security, Vulnerability Management, Penetration Testing, Computer Forensics, Business Continuity, IT Governance, AI Governance, Risk Management, and Compliance.

I am also a Platinum Team Member of the Open-Source Security Testing Methodology Manual (OSSTMM), a Lifetime member of the Open Worldwide Application Security Project (OWASP)and a distinguished alumnus of executive education at Harvard Business School, Harvard School of Government, MIT Sloan School of Management, MIT Professional Education and Oxford University – Said Business School.

As the Chief Visionary Officer of Digital Encode Limited, can you share with us your vision for the company, and how you’ve been able to drive growth and innovation in your sector?

 At Digital Encode Limited, we proudly stand as a foremost and multi-award-winning Nigerian Information Security & GRC Assurance Advisory Firm with a global perspective. This underpins our vision to be the leading Information Technology Assurance Company in Africa and beyond. Our value system is rooted in integrity in all we do, and we are guided by three core values, including; Customer-Driven: We understand both the current and future needs of our esteemed customers and consistently act to exceed their expectations. Our goal is to be their Trusted Advisor. Performance-Driven: We set ambitious performance targets and measure our success by benchmarking ourselves against global standards. Last but not the least, People-Centric and Diverse: We promote fairness in all our dealings and recognize both individual and team achievements. We embrace an entrepreneurial and proactive spirit, firmly believe in action learning, and invest continually in the development of our people’s skills.

As a strong player in the industry, what makes your organisation unique?

Digital Encode Limited stands as a trailblazer in Nigeria’s IT assurance landscape, consistently setting the benchmark for innovation and reliability. As a cornerstone of the nation’s cybersecurity and governance ecosystem, our success is anchored in a foundational principle we proudly call “The All-Time Formula”:

GVF + Go-ABCDE = VCP

Let us unpack this formula to illuminate how it drives our operations and client partnerships:

GVF (Give Value First): We prioritize delivering actionable, measurable value to every client before expecting returns. This ethos ensures trust, fosters long-term relationships, and positions us as a partner invested in your success.

Go-ABCDE (Go Above and Beyond the Call of Duty Every Time): Excellence is non-negotiable. Whether resolving complex challenges or anticipating unspoken needs, we exceed expectations at every turn. This commitment transforms service delivery into exceptional experiences.

VCP (Visibility, Credibility, Profitability)The culmination of our formula ensures:

Visibility: Elevating your brand through cutting-edge solutions and thought leadership.

Credibility: Building trust via proven expertise, compliance, and accountability.

Profitability: Driving sustainable growth by aligning our strategies with your financial and operational goals.

Why This Formula Works
By embedding GVF and Go-ABCDE into our DNA, Digital Encode does not just meet industry standards, we redefine them. Our clients gain more than services; they gain a competitive edge in an evolving digital world.

Given the peculiarities of the Nigerian business environment, what are the challenges faced in your sector and how have you been able to address those challenges as an organization?

Fraud and cyber threats like ransomware, deepfake, phishing schemes are growing in sophistication, exploiting weaknesses in legacy or vulnerable infrastructure. Adding to this, there’s a shortage of local professionals skilled in advanced cybersecurity practices, making it harder for organizations to stay ahead of risks. Many businesses also hesitate to adopt stronger security measures, viewing these as expensive or disruptive to daily operations. Finally, frequent power outages, inconsistent internet access, and outdated legacy systems further compound vulnerabilities, leaving companies exposed to operational and security risks.

At Digital Encode, we tackle these obstacles head-on with tailored practical strategies. To simplify compliance, we create customizable frameworks that align Nigeria’s regulations with global best practices like ISO 27001 and PCI DSS etc. For cyber threats, we deploy real-time AI monitoring and swift incident response systems, paired with employee training programs to build a culture of vigilance. To bridge the skills gap, we are partnering with various global institutes for practical knowledge transfer that empowers local talent. We also work closely with businesses to demonstrate how investing in security pays off reducing costly breaches and regulatory fines while minimizing disruption. And to counter infrastructure challenges, our hybrid solutions blend cloud technology with on-site infrastructure, ensuring reliability even amid power fluctuations, and helping companies modernize outdated systems safely.

Can you share with us some of the most notable projects or achievements of Digital Encode Limited under your leadership?

For over two decades, Digital Encode Limited has carved a reputation as a trailblazer in Africa’s IT assurance landscape, delivering high-impact projects that redefine industry standards. Our journey is marked by groundbreaking milestones that reflect our commitment to innovation and leadership:

We made history as Africa’s first indigenous licensed penetration testing company, demystifying cybersecurity for organizations across the continent. In Nigeria’s financial sector, we led the charge by becoming the first company to emerge as the technical partner to the Central Bank of Nigeria initiative called (CBN-NeFF) – Nigeria Electronic Fraud Forum, a multi-stakeholder platform that provide guidance and strategies to safeguard Nigeria financial ecosystem and strengthens trust in digital transactions.

Our pioneering spirit didn’t stop there. We emerged as Africa’s first SWIFT-certified assessment organization, ensuring secure global financial messaging systems for banks. Beyond compliance, we transformed operational excellence by implementing 13 integrated ISO management systems, a first in Nigeria to streamline governance across quality, security, and environmental standards.

We further cemented our leadership by becoming Nigeria’s first indigenous firm to implement CMMI 3.0 Development, a globally recognized benchmark for software engineering excellence. Even in telecommunications, we broke new ground as the first to deploy an accredited Compliance Management System, ensuring telcos meet evolving regulatory demands.When it came to bridging the skills gap, we have trained over 5000 professionals in the area of cybersecurity, governance, risk and compliance.

Why This Matters, these milestones are not just accolades, they are proof of our unwavering mission to set the pace in IT assurance. While others follow, we lead. By combining technical expertise with deep local insights, we empower businesses to navigate complex risks, build resilience, and thrive in Africa’s digital economy.

Digital Encode Limited has made a name for itself over the years,how do you see the company evolving in the next 5-10years?

Cybersecurity Leadership with Global Impact Looking ahead, I envision myself contributing to boards of directors across public and private organizations worldwide, leveraging cybersecurity expertise to shape resilient and future-ready strategies. My goal is to champion digital trust at the highest levels of governance; ensuring institutions not only mitigate risks but also harness security as a catalyst for innovation and growth.

As a purpose-driven, African-rooted firm with global aspirations, Digital Encode is committed to expanding its footprint beyond borders. We aim to empower organizations across Africa and globally to safeguard their most critical assets, data, infrastructure, and people through tailored cybersecurity services and solutions. By equipping workforces with cutting-edge tools and knowledge, we’ll bridge the gap between emerging threats and proactive defense, transforming cybersecurity from a cost center into a strategic advantage.

Beyond technology, we recognize cybersecurity’s power to drive socioeconomic progress. A key pillar of our mission is to cultivate talent by creating pathways into cybersecurity careers. Through partnerships with universities, apprenticeship programs, and community initiatives, we will unlock opportunities for underrepresented groups, women, and youth, building a diverse, skilled workforce ready to tackle tomorrow’s challenges.

Furthermore, we remain steadfast in supporting the UN Sustainable Development Goals (SDGs), particularly Goal 9 (Industry, Innovation, and Infrastructure) and Goal 16 (Peace, Justice, and Strong Institutions). By protecting organizations’ digital and physical assets, whether securing life-saving healthcare systems or shielding critical infrastructure from cyber attacks, we contribute to a safer, more equitable world.

Finally, Cybersecurity is not just about firewalls and compliance; it is about enabling progress. At Digital Encode, we are not just expanding a business; we are building a legacy of resilience, opportunity, and global collaboration.

As a successful entrepreneur and CEO, what advice would you give to young Nigerians who are just starting out on their own business journeys?

Young Nigerian entrepreneurs must prioritize delivering exceptional value in their business ventures and fully commit to the principle of delayed gratification because entrepreneurship is a long-term journey, not a fleeting sprint.

They will undoubtedly need what I define as God’s GRACE, Grit, Resilience, Audacity, Commitment, and Excellence to tackle Nigeria’s unique challenges, including cultural hesitations and infrastructure limitations. By leveraging these qualities, they can convert these obstacles into significant competitive advantages and achieve lasting profitability in their enterprises.
—–

Akinwunmi Awoyode: The Visionary CEO Redefining Real Estate in Nigeria Through Integrity, Innovation, and Impact

He is an exemplary Nigerian who has demonstrated how living can still be meaningful when life is lived with purpose and integrity. Understanding that no meaningful life can be built on an easy street, he made up his mind to drive his experience and competence with an uncommon audacity and high standards when he founded Property Max Results Limited in the year 2015, today, Akinwunmi Awoyode has recorded commendable achievements as the MD/CEO of Property Max Results Limited, a company committed to transparency, innovation, and simplifying property ownership and management.

A Certified International Professional Manager, IPMA-UK, International Member, National Association of Realtors (NAR), USA, Akinwunmi holds a degree in Physics and Mathematics from the prestigious University of Ibadan, MSc in Real Estate from Edinburgh Napier University, UK, and MBA from the University of South Wales, UK.

Driven by a relentless pursuit of success, Akinwunmi who is a real estate entrepreneur with over a decade of relevant experience in property development, investment, and asset management across Nigeria and the UK, has positioned Property Max Results Limited as one of the sort after real estate companies who uses cutting –edge technology and marketing strategies to ensure that properties receives maximum exposure and reaches the right buyers.

In this exclusive interview he granted in response to his recognition by The Guardian, as one of the 100 Visionary CEOs with Exceptional Business Acumen that shaped Nigeria’s Economic Landscape in 2024, the Property Max boss shares his insights on the real estate sector, Property Max Results Limited’s vision, and challenges, amongst others…Excerpt

My Background: A Journey to the Helm of Property Max Results Limited

My name is Akinwunmi Awoyode, and I currently serve as the managing director/CEO of Property Max Results Limited, a real estate investment, development, and property management company with a strong presence in both Nigeria and the UK.

I hold two master’s degrees; an MBA from the University of South Wales, UK (2022), and a master’s in real estate management and investment from Edinburgh Napier University, UK (2015). My academic journey began with a bachelor’s degree in physics education from the University of Ibadan (2009).

My professional path started in Osun State, where I worked alongside my father, a building contractor and general merchant on small construction projects. After graduating from the University of Ibadan in 2009, I began building my own property client base. Along the way, I discovered a major gap in the Nigerian real estate market as many practitioners, so-called agents had little or no formal knowledge of the industry. The sector was largely unregulated, riddled with inconsistencies, and lacked transparency.

In response, I founded Property Max Results Limited together with my wife, Mrs. Modupe Awoyode, Nee Okenla, in 2015 to provide a professional, trustworthy, and structured approach to real estate services.

Beyond business, I am deeply committed to community development and youth empowerment, especially through real estate education, knowledge-sharing platforms, and training programs aimed at grooming the next generation of property professionals.

Vision for Property Max Results Limited: Driving Growth and Innovation in Real Estate

At Property Max Results Limited, our vision is simple yet powerful: to simplify property ownership and management through transparency, technology, and trust. Our guiding motto is “Turning transactions into relationships.” We believe that a professional real estate company doesn’t disappear once the paperwork is signed; rather, we continue to add value beyond the transaction.

We’ve driven growth by embracing innovation, such as the development of Housmata, a digital landlord-tenant management platform designed to eliminate ambiguous rental fees, multiple agency charges, and unnecessary inspection costs in the Nigerian property market.

To further our mission, we’ve formed strategic partnerships with reputable legal and financial institutions to foster integrity, trust, and security in every transaction. These partnerships enhance our ability to offer end-to-end services while maintaining a strong reputation in the Nigerian real estate market.

We are not just selling land or properties; we are building trust, creating value, and empowering clients through education. We believe that when clients are well-informed, they make smarter investment decisions.

Our approach to innovation stems from listening to market challenges, proactively solving real-world problems, and engaging stakeholders through technology and community collaboration. Our goal is to be Nigeria’s most trusted and tech-driven property company, consistently delivering results and making real estate accessible to all.

What Sets Us Apart: Property Max Results Limited’s Unique Approach

With God on our side, our uniqueness lies in three key pillars: integrity, innovation, and impact. We combine solid real estate expertise with tech-driven solutions like virtual tenant vetting, e-contracts, and property management automation. Backed by over 10 years of industry credibility, we’ve also made our mark through transparent dealings and value-added customer service.

Navigating Challenges in Real Estate Sector

The Nigerian real estate sector faces several unique challenges, including lack of trust, regulatory inconsistencies, fraudulent intermediaries, and high inflation, which reduces the purchasing power of prospective buyers and investors.

At Property Max Results Limited, we’ve tackled these issues through strategic innovation and collaboration. We have digitized our processes to eliminate manual loopholes and introduced fixed pricing, verified listings, and tenant background checks. These steps build transparency and restore trust between landlords, tenants, and investors.

To further strengthen our framework, we partnered with a reputable legal chamber and a tech development firm, Merk365, to launch Housmata; a landlord-tenant platform that reduces human error, eliminates fraud, and ensures a seamless rental process for all parties involved.

Another critical challenge is access to affordable financing, particularly single-digit interest loans for property investors and developers. We continue to advocate for financial structures that support affordable housing, and we’re working on building partnerships with commercial banks to create real estate-friendly loan schemes that can drive more investment into the sector.

Ultimately, our ability to proactively anticipate industry challenges, collaborate with like-minded professionals, and stay committed to ethical, customer-first service delivery has helped us maintain a strong position in a tough environment.

Notable Achievements: Property Max Results Limited’s Success Stories

By God’s grace, under my leadership, Property Max Results Limited has evolved into an dynamic and forward-thinking real estate company, recording several milestones across innovation, development, education, and diversification; part of those innovations includes the launched Housmata App; a tech-driven solution that addresses rental fraud, eliminates ambiguous agency and inspection fees, and connects landlords and tenants directly on a safe and transparent platform. We developed tenant-focused digital innovations that simplify rental transactions and protect vulnerable renters, ensuring fairness and ease throughout the rental cycle. Property Max Results also oversaw the acquisition and refurbishment of commercial and residential properties worth billions of naira in both Nigeria and the UK, significantly growing our investment portfolio and establishing our international credibility.  We trained and mentored hundreds of aspiring real estate professionals, equipping them with the knowledge and tools to thrive in the property sector. Under my leadership, we have also been able to grow the company from a modest 3-person team in 2015 to over 20 direct staff, transitioning from a property management firm to one of Nigeria’s most trusted real estate development companies.

It is also worthy of note that for over a decade, we’ve consistently helped clients and families build wealth through strategic real estate investments, whether through land banking, property flipping, or rental properties, evident of these is the launched three residential estate projects in Ibadan under the Olowolagba brand: Olowolagba I, a 25+ acre modern estate along Moniya-Iseyin Road, Olowolagba II, a developing estate in Akobo-Arulogun, and Olowolagba III, which is a private mini-estate along the Tose-Oyo Expressway.

In a bid to expanding our impact beyond real estate development Property Max Results Limited gave birth to other subsidiaries such as SleepOver Apartment by Property Max Results Limited which provides premium short-let apartments for our clients, both locally and internationally, LandBanking Nigeria Limited by Property Max Results Limited, a firm that focused on acquiring and preserving strategic land parcels across Nigeria for future residential and commercial developments, Property Max Farm Limited , a bold move into agribusiness, contributing to national food security through crop production, livestock farming, and animal rearing.

These achievements reflect our holistic approach to solving societal needs whether its shelter, investment, food, or economic empowerment through innovative, ethical, and scalable business practices.

Illuminating the Future: Property Max’s Ambitious Growth Plans

In the next 5-10 years, we envision Property Max becoming Africa’s most trusted real estate platform, leveraging AI and blockchain for secure transactions, expanding across multiple African cities, and training over 10,000 new real estate professionals through our upcoming academy initiative. We also plan to become a hub for Diaspora investors seeking trusted property solutions back home.

Advice to Young Nigerians

Start small, but start smart. Focus on simple businesses that solve real problems. From there, add structure, technology, and above all, integrity. Be consistent. Stay teachable. Don’t chase shortcuts. The real key to long-term success is trust, resilience, and creating continuous value. And most importantly, believe in your vision, even when no one else sees it yet.

This might sound harsh, but don’t go into business just for profit. Go in with the mindset of solving real problems. When you do that, the money will follow naturally. If profit is your only driver, you’re no different from thousands already doing the same thing and chances are, you’ll crumble when things get tough, and surely, they will get tough, especially in the first 1–5 years.

——–

Emeka Iloelunachi: Driving Strategic Innovation at the Helm of Fast Credit Limited

In the fast-evolving world of financial technology, few names resonate as powerfully as Emeka Iloelunachi, the trailblazing CEO of Fast Credit Limited; a dynamic and visionary man, renowned for his unique blend of business acumen, technical expertise, and exceptional leadership. With over 20 years of multi-sector experience and a career defined by innovation, integrity, and impact, Emeka stands out not only as a thought leader in fintech but also as a transformative force in Nigeria’s financial landscape.

From his early days at Diamond Bank, where he rose through the ranks from Branch Operations Manager to Business Banking Manager, Group Head of E-Channel Services, to his role as Vice President of Corporate Lending at Page International Financial Services, Emeka has demonstrated an extraordinary ability to lead at the intersection of strategy and technology. Today, as CEO of Fast Credit Limited; a licensed financial institution recognized by the Central Bank of Nigeria, he is steering the company through a period of unprecedented growth and innovation.

Under his leadership, Fast Credit Limited has grown into a formidable player in the fintech industry, leveraging cutting-edge technologies and customer-centric solutions to serve individuals, SMEs, and corporations across the country. Having previously served as both Chief Operating Officer and Executive Director at the company, Emeka’s deep institutional knowledge and forward-thinking approach have helped the firm achieve operational excellence and market competitiveness.

A lifelong learner, Emeka Iloelunachi’s academic background is as impressive as his professional resume. He holds an MBA in International Business from the University of Liverpool, UK, and an M.Sc. in Marketing from the University of Lagos. He also earned a Bachelor’s degree in Marketing from the Enugu State University of Science and Technology. He is an alumnus of the Lagos Business School and IESE Business School, Navarra, Spain. He also attended and obtained a certificate in Digital Transformation & Innovation from the prestigious INSEAD Business School, Fontainebleau, France as well as attended and got certified in Corporate Governance from Harvard Business School, Boston Massachusetts.

Certified as a Card and Payment Professional (CICPP) by the Lafferty Institute of Retail Banking Academy, UK, Emeka is a member of several respected professional bodies including the Chartered Institute of Bankers of Nigeria (CIBN), the Nigerian Institute of Management (NIM), and the Institute of Directors (IoD). He is also a Fellow of the Institute of Credit Administration (ICA) and a Distinguished Fellow of the Chartered Institute of Loan & Risk Management (CILRM).

Known for his analytical sharpness and strategic clarity, Emeka brings to the table strong analytical and strategic thinking capabilities, which are critical for innovation and organizational transformation. His deep understanding of fintech trends and emerging technologies continues to position Fast Credit as a forward-thinking, competitive force in the industry. In addition to his technical prowess, he possesses outstanding interpersonal and stakeholder engagement skills, which have enabled him to build lasting relationships with investors, partners, and customers alike.

Emeka’s leadership is defined not just by numbers but by impact. His ability to inspire high-performing teams, secure investor confidence, and cultivate meaningful partnerships has created a ripple effect throughout the fintech community. His command of budgeting, risk management, and fundraising equips him to identify and act on opportunities that accelerate growth and sustainability.

Beyond his professional achievements, Emeka Iloelunachi is deeply rooted in his Christian faith and committed to his family. He exemplifies balance, merging professional ambition with personal integrity and a desire to give back to society.

Speaking about Fast Credit Limited, Emeka noted that since its inception in August 2014, the company has established a strong foothold in Nigeria’s financial sector, and the firm has distinguished itself as a customer-centric and technology-driven financial institution. “Licensed by the Central Bank of Nigeria, FCL has, for over a decade, delivered essential financial services to employees in both the public and private sectors, as well as to Small and Medium Enterprises (SMEs).”

“With a mission to make finance accessible and efficient, Fast Credit Limited has over the year’s undergone significant transformation, with a steadfast focus on delivering exceptional services to its customers. In line with this commitment, FCL has invested heavily in cutting-edge financial technologies, most notably, its migration to Temenos T24, a world-class Core Banking Application. This was complemented by the deployment of a 360-degree customer onboarding platform, which has revolutionized the customer experience by enabling faster, more efficient service delivery.”

He emphasized that as part of its strategic fintech advancement, Fast Credit has also launched a suite of customer-centric digital banking channels, including a mobile app and USSD service. The *USSD platform (*5125#) provides public and private sector employees with access to micro and nano loans, as well as real-time account inquiries. Meanwhile, the Fast Credit Mobile App offers a comprehensive range of services, including loans, investments, Fast Pearl savings, wallet functionalities, bill payments, card transactions, cardless withdrawals, and peer-to-peer money requests.

Commenting further on some of the services offered by Fast Credit Limited, a highly principled professional with a strong drive for excellence, Emaka, highlighted the company’s steady evolution in response to the changing financial needs of individuals and businesses across Nigeria. He explained that FCL has expanded its portfolio of services to provide tailored credit solutions, including; Payroll Lending which is a customized loan plans designed for employees in both the public and private sectors. Consumer Loans, a flexible financing option aimed at meeting the personal needs of individuals and SME and Corporate Lending which is strategic funding solutions crafted to support the growth and expansion of small businesses and large enterprises alike.

He maintained that beyond its lending services, Fast Credit Limited has made remarkable progress in the area of investment solutions. The company offers a diverse suite of products designed to deliver competitive returns while fostering a culture of savings and financial growth. Some of these products include; Fast Credit Investment Note, a high-yield investment instrument tailored for institutional investors. Fast Credit Thrive, a retail-focused investment product offering attractive returns with a defined lock-up period, and Fast Credit Affluent & Pearl, an Innovative savings solutions crafted for individuals seeking stable, long-term returns.

He added that one of FCL’s most distinctive offerings is the Kiddies Swag Account, a fully digital investment product designed for children and young adults aged 0–19. “With a minimum deposit of ₦50,000 and an impressive annual interest rate of 20%, this product is as much about wealth-building as it is about instilling financial literacy early in life. According to him, the Kiddies Swag account also provides real-life benefits for students, including coverage for government-approved exam fees such as the Common Entrance, JSSCE, WAEC, and Cambridge exams. “This product is more than just a savings account; it’s a commitment to the future of our youth, and we’re empowering the next generation to develop smart money habits from day one.” He noted.

=====

Bruce Ayonote: Engineering Nigeria’s Digital Transformation Through Bold Innovation and Infrastructure

Bruce Ayonote is a seasoned Entrepreneur and visionary business leader with nearly 3 decades of experience driving innovation in the technology and telecommunications sectors across West Africa. He is the Co-founder and CEO of Suburban, a diversified technology conglomerate comprising advanced fibre technology, multimedia content distribution and hyperscale sovereign cloud services.

Under his leadership, Suburban has pioneered some of the most transformative Tech projects in Nigeria; including the launch of Nigeria’s first hyperscale, multi-gigabit broadband infrastructure and the largest satellite network in West Africa, as well as achieving revenue of over 250 Million Dollars within the first 5 years of business. Bruce is also responsible for developing Legend Internet PLC, the largest fibre to home provider in Abuja with a mass market consumer service of over 100,000 connections monthly. His commitment to nation-building through digital transformation has made Abuja a benchmark smart city with the rollout of the Abuja WiFi Project, among other key initiatives.

Bruce holds a degree in Political Science and Public Administration and he is an alumnus of Harvard Business School. His further studies at London Business School and the University of Hull have equipped him with a global strategic lens, which he has consistently applied in navigating complex, high-growth markets. With strong cross-sector partnerships spanning across the United States, United Kingdom and Asia, Bruce continues to shape Africa’s digital future, combining technological innovation with a deep understanding of governance, policy, and social impact.

In this interview with The Guardian, on his recognition as one of the 100 Visionary CEOs with Exceptional Business Acumen that shaped Nigeria’s Economic Landscape in 2024, the tech guru, Bruce, Shares his vision, leadership philosophy, and achievements in the technology and communication sector, amongst others. Excerpts…..

Can we have an insight into your professional background?

I’ve spent the better part of my professional life at the intersection of telecommunications, infrastructure, and innovation. My journey began with a clear goal: to help lay the digital foundation of Nigeria. Over the years, I’ve built a career rooted in foresight, resilience, and a deep understanding of Nigeria’s evolving tech and connectivity landscape. As CEO of Suburban, I’ve had the privilege of leading a team that’s committed to redefining what’s possible from pioneering wholesale fiber infrastructure to building consumer-first platforms like Legend Internet. My philosophy is simple: infrastructure should not just exist, it should empower.

As the Chief Executive Officer of Suburban Fiber Company, can you share with us your vision for the company, and how you’ve been able to drive growth and innovation in your sector?

When I think about Suburban’s vision, it’s centered on connecting communities home and abroad, not just with infrastructure, but with intelligence, because connectivity is the first step to enabling progress, and true transformation happens when access meets opportunity, and data meets purpose. We’ve moved beyond just laying cables; we’re building digital ecosystems. Growth for us has come from thinking ahead, investing in scalable technology, building capacity, and staying close to the real needs of Nigerians.

Innovation at Suburban has been about anticipating change before it becomes a necessity. This mindset birthed Suburban Fibre, which brings ultra-fast connectivity into organisations and businesses, and Suburban Cloud, which supports enterprises with secure, locally-hosted digital services. Over the years, we launched Legend Internet; our consumer-facing product that combines Internet, communication, and payments, and I’m proud to say it’s rapidly becoming one of the most trusted brands in Nigeria’s digital space.

 

As a strong player in the industry, what makes your organization unique?

What makes Suburban unique is our DNA as infrastructure builders with a product mindset. While many players either focus on consumer services or enterprise networks, we’ve built our strength on owning the full stack from the underground fiber cables to the cloud systems, and now, to consumer experiences through Legend Internet.

But beyond infrastructure, it’s our people, partnerships, and purpose that set us apart. We’re a company deeply invested in Nigeria’s future, not just in word, but in design, strategy, and delivery.

Our long-standing relationships with global tech players and local institutions have enabled us to stay resilient, innovative, and always ahead of the curve.

Given the peculiarities of the Nigerian business environment, what are the challenges faced in your sector and how have you been able to address those challenges as an organization?

Nigeria is a land of immense opportunity, but doing business here comes with unique challenges from regulatory shiks and forex instability, to infrastructural bottle necks and energy supply issues.

At Suburban, we’ve built our operations with resilience as a strategy. We invested early in redundant systems to ensure uptime, localized our supply chains to reduce dependency, and actively engage with regulators to advocate for industry-friendly policies. We’ve also built strong local teams with the right technical capacity, because sustainable innovation begins with people who understand the terrain.

We don’t just adapt, we evolve. That mind set has been crucial to navigating Nigeria’s dynamic environment.

Can you share with us some of the most notable projects or achievements of Suburban Fiber Company under your leadership?

There have been several milestones I’m proud of, but these three actually stand out for me; The Expansion of Suburban Fiber into key urban and peri-urban areas which is significantly increasing broadband penetration and enabling smarter homes and businesses. The launch of Suburban Cloud, a leap into enterprise-grade cloud infrastructure that now powers several financial, tech, and public sector platforms in Nigeria, and most recently, the birth of Legend Internet, a bold consumer-facing brand that delivers bundled internet, WiFi, email and payments services. Legend is not just a business unit, it’s a movement, and it’s heading for a public listing, which signals its maturity and relevance in today’s market.

Each of these milestones is a step closer to our goal: making digital access ubiquitous, Affordable and empowering.

Suburban Fiber Company has made a name for itself over the years, how do you see the company evolving in the next 5-10years?

In the next decade, Suburban will continue to evolve from being a connectivity provider to a digital infrastructure powerhouse, deeply integrated into the future of work, learning, governance, and even entertainment in Africa.

We’re investing in AI-ready infrastructure, edge computing, and smart city integrations. We envision a Nigeria where fast, secure, and intelligent digital services are the norm, and we want Suburban to be at the core of that future. We also plan to expand regionally, exporting the Suburban model to other African countries that face similar connectivity challenges. The journey from cables to cloud to consumer has only just begun.

As a successful entrepreneur and CEO, what advice would you give to young Nigerians who are just starting out on their own business journeys?

My advice to them is simple, they should make sure they solve real problems, stay consistent, and don’t cut corners, although, Nigeria is not an easy market, but it rewards those who build with integrity and foresight. They should also not be afraid to start small, but always think scale. Focus on building something valuable, and that starts with knowing your customer deeply and being obsessed with delivering value.  They should as well build a team that complements their vision, people who are not just smart, but share the same values and hunger for excellence. Lastly, they should stay curious, as the world is changing fast, and their ability to learn, unlearn, and adapt will define how far they go.

In summary, at Suburban, we’ve never been content with just building networks, we’re building the future. Every cable we lay, every cloud we deploy, and every organization we connect is part of a larger mission to empower Nigerians with the tools to thrive in a digital world. I believe the next chapter of Nigeria’s growth will be written by those who dare to think long-term, invest in people, and solve big problems with bold ideas.”

As we look ahead, I’m excited about what’s coming from the deepening of our cloud infrastructure and regional footprint to the continued expansion of Legend Internet. But more than anything, I remain committed to building a company and a country where innovation works for everyone.

Because for us at Suburban, the future isn’t just coming, we’re already engineering it.

—————

Patrick Ilodianya: Steering SFS Capital Toward Strategic Growth and Market Leadership

Resilient, exceptional, and creative; These words aptly define Mr. Patrick Ilodianya, the Chief Executive Officer, SFS Capital Nigeria Limited, an outstanding go-getter with a knack for excellence; he is a man whose name features prominently whenever excellence, integrity, and playing according to professional ethics are discussed.

A seasoned investment professional with over two decades of robust experience spanning investment management, financial advisory, investment banking, and insurance, both in Nigeria and international markets, Patrick expertise particularly shines in real estate investment trusts (REITs), capital markets, and sustainable investment strategies that consistently generate long-term value for investors.

An outstanding graduate of Accounting from the University of Lagos, Patrick also holds an MBA from the prestigious Lagos Business School, Pan-Atlantic University. He has completed several executive programs at Harvard Business School, further sharpening his global perspective on investment leadership and innovation.

Patrick is a Fellow of the Institute of Chartered Accountants of Nigeria (FCA), an Honorary Senior Member of the Chartered Institute of Bankers of Nigeria (HCIB), and an Associate of both the Chartered Institute of Taxation (ACTI) and the Chartered Institute of Stockbrokers (ACS). He is also a qualified stockbroker and an SEC-registered bond trader.

He previously held leadership positions at Stanbic IBTC and was instrumental in establishing a joint venture with Fortis Investments (Luxembourg) before joining Skye Financial Services Limited, where he led capital-raising efforts exceeding ₦3 trillion for corporate and governmental entities.

Patrick’s international exposure includes executive training at institutions like Harvard, IESE Business School (Spain), Citibank (USA), Commerzbank (Germany), and Fortis Investments and ING Bank across Europe.

As Co-Founder and Managing Director of SFS Capital Nigeria Ltd, Patrick has led the successful management of the SFS REIT, Nigeria’s first publicly listed REIT, and ensuring consistent dividend payments since inception in 2008. He also oversees the UH REIT, where his leadership has driven improved dividend yields and strong share price performance.

Due to his unwavering commitment to excellence, Patrick was honored twice among Nigeria’s Top 25 CEOs (2015, 2020) by BusinessDay, in collaboration with Microsoft Nigeria and the Nigerian Stock Exchange, recognizing his significant contributions to Nigeria’s financial landscape.

A dynamic and inspiring character, Patrick commented on his vision for SFS Capital, and strategies adopted in driving growth and innovation in the sector, saying that SFS Capital is committed to driving innovation in investment management and investment banking.  In his words, “We manage the SFS REIT, Nigeria’s first publicly traded Real Estate Investment Trust, and the UH REIT, which are both designed to democratize real estate investment.”

According to him, SFS REIT was structured to bridge the accessibility gap in real estate investment by acquiring prime residential properties with high rental yields and capital appreciation potential, with reference to its adopted model of Buy, Renovate, Rent and Sell, which adequately ensures that income from both rental and sales activities is fully distributed to REIT investors.  He noted that since its inception in 2008, SFS REIT has consistently paid increasing dividends and maintained strong share price performance, underpinned by deep market insight and disciplined portfolio management.

“Looking ahead, we are excited to launch SFS REIT 2.0 in 2025. This next-generation REIT builds on our successful track record but introduces new features, including a pathway to home ownership, making it a pioneering product in African real estate investment.” He enthused.

Speaking on what sets SFS Capital apart, the forward-thinking CEO emphasized the firm’s over two decades of comprehensive experience spanning both investment management and investment banking, saying that unlike many peers, SFS Capital operates across a diversified portfolio that includes real estate, fixed income, foreign currency, equities, venture capital, hospitality, and green finance.

“This breadth and depth of capability enable us to deliver tailored investment solutions and consistent returns across various economic cycles. Our unwavering commitment to innovation and integrity continues to distinguish us as a trusted and forward-thinking investment partner.” He stated.

Reflecting on the challenges faced by entrepreneurs in Nigeria, Patrick remarked, “At SFS, we view challenges as catalysts for opportunity.” Despite persistent inflationary pressures and macroeconomic uncertainties, the firm has remained resilient by embracing a forward-looking, risk-managed approach to portfolio construction.

He acknowledged and commended the current administration’s efforts in stabilizing the economy and tackling structural issues, noting that SFS remains optimistic about Nigeria’s long-term prospects. “Our confidence in the market’s potential is underscored by the upcoming launch of SFS REIT 2.0, a bold step that reflects both our belief in the future and our readiness to capitalize on emerging opportunities,” he added.

An entrepreneur per excellence, Patrick, under his leadership, both SFS REIT and UH REIT have made strategic investments in high-value real estate assets located in prime areas in Nigeria such as Victoria Island, Ikoyi, Lekki, and Abuja. These properties have demonstrated strong performance, with substantial growth in both rental yields and capital appreciation.

Additionally, SFS has played a pivotal role in channeling capital, particularly from the Diaspora, pension funds, and international investors into Nigeria’s real estate sector. This has not only driven sectoral growth and development but also delivered robust, risk-adjusted returns to the company’s stakeholders.

“Our focus remains on value creation, sustainable impact, and positioning real estate as a key vehicle for wealth preservation and economic transformation in Nigeria.”

Patrick who attained success through dynamism, ideas, hardwork and determination, he envision SFS REIT 2.0 as a transformative force in the future of real estate investment and home ownership in Nigeria. With its innovative structure and investor-centric features, SFS REIT 2.0 is poised to redefine how individuals and institutions access and engage with the property market, not only in Nigeria but across the African continent. “Our goal is to democratize real estate investment, making it more inclusive, accessible, and impactful.”

“To young Nigerian entrepreneurs, my advice is simple: focus on solving real problems with integrity, stay agile, and be relentless in the pursuit of value. The Nigerian market is dynamic and demanding, but it also rewards innovation, resilience, and long-term thinking. Surround yourself with a strong, value-aligned team, remain curious, and never stop learning because the future belongs to those who are prepared to evolve with it.” He advised.

 

Emmanuel Ojo: Pioneering Fintech Innovation in Nigeria through Redtech Limited

Redtech is a leading fintech company, providing payment solutions that empower individuals and businesses.Redtech’s flagship platform, RedPay, offers a wide variety of fast and secure payment options to businesses and ecommerce merchants, that facilitate seamless transactions. This includes POS Terminals, e-commerce payment gateways, mobile apps, virtual wallet, and value-added services.

Due to its culture of excellence and outstanding performance over the years, Redtech Limited has earned the trust of biggest companies in Africa, including, Financial Institutions, Investment companies, Oil & Gas companies, Power Companies, Hospitality companies etc.

In this interview with The Guardian Newspapers on his recognition as one of the 100 Visionary CEOs with Exceptional Business Acumen that shaped Nigeria’s Economic Landscape in 2024, Emmanuel Ojo, shares insights on innovation, growth, and the future of fintech in Africa. Excerpts…

Emmanuel is a Fintech specialist with over two decades of relevant experience across different sectors, including telecommunications and financial services. He holds a B. Tech degree in Industrial Mathematics and Computer Science from the Federal University of Technology Akure, and MSc in Business Information Systems from the University of East London.

Emmanuel’s prominent figure in Nigeria’s Tech solutions landscape is a repository of complex ability, paragon of excellence and a bastion of moral rectitude. His profound academic brilliancy, extreme tact, enormous resourcefulness and unquenchable penchant for impeccable credentials have earned him enviable feats of being a recipient of different certifications from other globally recognized universities such as; Massachusetts Institute of Technology (MIT) – Sloan School of Management, United States, Columbia Business School, and University of Cambridge to mention but a few.

As the Managing Director of Redtech Limited, he has spearheaded the company’s growth and success, steering it through challenges and driving it towards greater heights of achievement.

“We have a focus to empower more African countries to ride to this level of maturity. And Nigeria is a leading country in the digital space. Nigeriawas one of the seven countries in the world to commence real time payment called instant fund transfer. At the time Nigeria started, the US and Canada have not started. Today, I dare say, I was opportuned to be one of the first individuals to pilot real time payment in Nigeria. As at the time when I was managing the bank, we started with a correspondent bank and that has grown from a single unit transaction to billions. Last year, we closed digital transactions of one quadrillion in Nigeria. A lot of African countries are still trying to catch up with Nigeria through a solution called electronic wallet system. In other African countries where they have less regulations, they facilitate more of their payments through closed loop system which is using e-wallet services. We believe that with our maturity and experience, we can help to grow digital payments and transformation in Africa and looking at the contribution of fintech to the GDP of Nigeria, we contributed about 18 percent. I think all of these parameters aligns with our vision of growth”, he said.

Before he joined RedTech, Emmanuel worked at ChamsSwitch Limited for over 8 years, where he served as the MD/ CEO of ChamsSwitch Limited, a FinancialSwitching Company in Nigeria, he also had a stint at Diamond Bank (now Access Bank) for over 7 years and served as the Head of E-Business department, where he was responsible for driving the bank’s electronic business strategy and ensuring the successful implementation of e-payment solutions

Emmanuel has also held strategic positions in other global organizations, including Ria Financial Services Limited, London,where he served as a Business Development Manager.

Emmanuel Ojo’s extensive experience in the fintech sector, including his role as head of the e-banking department at a leading bank, has equipped him with a deep understanding of Africa’s digital payments landscape. He notes that Nigeria is a leading country in the digital space, having commenced real-time payments through instant fund transfers. This innovative solution has grown from a single unit transaction to billions, with Nigeria closing digital transactions of one quadrillion in the previous year.

“Redtech’s vision is to provide digital transformation and services for Africa, empowering individuals and businesses through automated payment processes, efficient commerce, and enhanced customer experiences. The company’s focus on Africa is driven by the continent’s growing demand for innovative fintech solutions.”

Redtech stands out due to its forward-thinking approach, innovative payment gateway systems, and aggregator solutions. The company’s robust payment gateway ensures high availability of services to customers, reducing income leakage and enhancing customer satisfaction. Its POS payment software acquires multiple payment schemes, providing consumers with increased payment options.

A beacon of leadership and integrity, Emmanuel, advises young entrepreneurs and professionals to be creative, hungry, driven, and humble. He emphasizes the importance of developing people skills, having a business coach or mentor, and continuously educating oneself on financial principles. Surrounding oneself with a great network of people and embracing corporate governance are also essential.

According to him, Redtech extends aid to government schools, mentors young graduates, and provides provisions for the less privileged. The CEO’s personal advice therefore, is to keep hope alive, stay focused, and persevere through challenges. He notes that professionals in Nigeria are “super humans” who work under strenuous conditions yet deliver exceptional results.

An average Nigerian professional should be a case study in the leading universities in the world and they should be respected. They work under very strenuous conditions and they are still delivering. A CEO in advanced countries is working in a structured environment, but his counterpart in Nigeria has to make everything happen. You can imagine hosting a potential investor and power goes off so you have to improvise. And that dovetails to government infrastructure, we cannot rule out the rate of inflation which generally affects the costs of services”, he stated.

Despite the challenges of cost of service, working capital, and unfavourable policy changes, Redtech remains committed to its vision. The company aims to become a billion-dollar innovation, driven by significant growth in customer acquisition, transaction processing, liquidity, and expansion across Africa.

“As Nigeria and Africa continue to evolve in the fintech space, Redtech is poised to play a leading role in driving innovation and growth. Our company’s commitment to empowering digital payments, commerce, and customer experiences will undoubtedly contribute to the continent’s economic development and financial inclusion.

Redtech’s pioneering approach to fintech innovation in Nigeria and Africa is a testament to the company’s visionary leadership and commitment to excellence. As the fintech landscape continues to evolve, Redtech is well-positioned to drive growth, innovation, and financial inclusion across the continent.”