The Guardian's Special Focus on Most Dependable and Value-Driven HMOs in Nigeria

It is no longer news that health insurance is an important mechanism to prevent financial hardship in the process of accessing healthcare services. What is of great concern is the fact that since the launch of Nigeria's National Health Insurance Scheme (NHIS) in 2005, only 59% of Nigerians have health insurance and 70% still finance their healthcare through Out-Of-Pocket (OOP) expenditure!