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Mansa Transfers targets seamless cross-border payments across Africa

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Mansa Transfers, an African-built cross-border payment orchestration company, has pledged to address the complexities hindering seamless movement of money between African countries, starting with its Nigeria-Cameroon corridor.

The company, founded by Nigerian, Cameroonian and Beninese professionals, officially launched in January 2025 after about 18 months of developing and refining its initial Nigeria-Cameroon corridor.
Unlike traditional remittance platforms that largely focus on transferring dollars, pounds or euros from outside Africa to recipients on the continent, Mansa Transfers said it focused on intra-African payments and enabling bidirectional movement of money between African markets.

“Africa’s fragmented payment landscape means businesses and individuals moving money across borders often have to contend with different currencies, banking systems, mobile-money networks and regulatory requirements,” the company said.

Mansa Transfers said its technology manages complexities including customer interfaces, transaction quotations, payment routing, reconciliation, transaction-status communication and support, while licensed financial institutions and payment providers handle regulated collection and settlement activities.
It notes that it does not hold customer funds.

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From Nigeria-Cameroon to wider African network, Mansa Transfers currently reports coverage across seven countries, Benin, Cameroon, Central African Republic, Chad, Congo-Brazzaville, Gabon and Nigeria and is targeting 15 countries by the end of 2026, with an expected footprint stretching from Senegal to the Democratic Republic of Congo.
The company sees Nigeria and Cameroon as strategic points for connecting West and Central African payment ecosystems.

Nigeria provides access to one of Africa’s largest commercial markets and an established real-time bank-payment infrastructure, while Cameroon provides a gateway into the CEMAC region, where mobile money and other payment channels play a significant role.

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Mansa Transfers’ medium-term ambition is to connect payment markets across the Economic Community of West African States (ECOWAS) and the Central African Economic and Monetary Community (CEMAC), while its longer-term objective is to connect local payment systems across Africa.
The company also identifies itself as a participant in the Pan-African Payment and Settlement System (PAPSS), the continental infrastructure designed to facilitate cross-border payments using African currencies.
Embracing ‘collaborative competition ’, Mansa Transfers describes its approach as “collaborative competition”, or competition, under which it can compete with a company in one corridor while working with the same company in another.

The company intends to work with licensed financial institutions and payment providers to combine existing local collection, settlement and payout capabilities through a common technology layer.
Its prospective institutional customers include banks, microfinance institutions, payment providers, mobile-money operators, remittance companies, digital wallets, merchant acquirers, trade platforms and businesses requiring cross-border payment capabilities.

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The company’s operating presence currently spans Douala, Abuja, Cotonou and Lagos.
Mansa Transfers said its long-term ambition is to make payments between African countries feel more like domestic transactions.
However, achieving this at scale will depend on regulatory alignment, reliable financial institutions, local payment connectivity, foreign-exchange rules and customer trust.
For the company, the immediate task is to build on the infrastructure developed around Nigeria and Cameroon as it expands across ECOWAS and CEMAC markets.

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