LivingTrust Mortgage Bank Plc has reported a profit after tax of N1.01 billion for the year ending 31 December 2025, marking an 18.3% increase from N854.5 million recorded in 2024.

According to the Nigerian Exchange (NGX) report, the bank’s fourth-quarter 2025 results reflect growth in assets, loans, and deposits, despite a challenging macroeconomic environment.

In a statement, Acting Company Secretary Dorcas Ajayi said the unaudited results “not only surpass the audited full-year 2024 figures but also outperform on all indices, reinforcing the Bank’s trajectory as a profitable and well-capitalised mortgage institution.”

Ajayi highlighted that total assets expanded by over 40% year-on-year, while loans and advances increased by 35%, reflecting the bank’s role in housing finance and credit intermediation. Customer deposits grew more than 50%, and balances due from banks strengthened liquidity buffers.

Gross earnings rose by more than 76% compared with 2024, driven by the bank’s revenue diversification and asset-mix strategies. Net operating income increased, and profit before tax reached N1.09 billion, exceeding the prior year’s full-year results. Earnings per share also improved over previous periods.

Ajayi noted that the bank maintained cost discipline while scaling operations, contributing to operational efficiency.
“The Q4 2025 results demonstrate growth with discipline, profitability with prudence, and ambition anchored in strong governance,” she said.

LivingTrust Mortgage Bank Plc enters 2026 with strong capitalisation, liquidity, and profitability, positioning it to continue delivering value to shareholders, regulators, customers, and the market.