UCEE Microfinance Bank, a subsidiary of United Capital Plc, says it has used its first year of operations to build a portfolio of customer-focused financial solutions aimed at improving the daily lives of Nigerians and supporting businesses across sectors.

Since opening in 2024, the bank has rolled out a series of products, including high-yield savings with returns of up to 20 per cent, Back-to-School Loans to ease the burden of education expenses, and Small and Medium Enterprise (SME) loans of up to ₦50 million to stimulate entrepreneurship. Its digital app has also gained traction for offering free transfers and expanding payment merchant options to simplify everyday transactions.

At an event marking the bank’s first anniversary, UCEE introduced its latest product—the ₦50 million Solar Energy Loan—targeted at bridging the affordability gap in clean energy access. The facility provides households and businesses with flexible repayment plans for solar installations, easing their transition to reliable, renewable power.

“At UCEE, our priority has always been the welfare and progress of the people we serve. Since we launched last year, we have been intentional about designing products that make everyday life easier, from high-yield savings to flexible loans. The Solar Energy Loan reflects that same commitment. We are providing households and businesses with affordable access to reliable power so they can focus on growth. It is our way of saying: we see you, and we are here for you,” said Esther Adeola-Balogun, Managing Director/CEO of UCEE Microfinance Bank.

The new loan scheme is part of the bank’s growing green finance portfolio. By reducing the upfront costs of solar energy adoption, the bank says it hopes to support both sustainable living and economic productivity.

Looking ahead, UCEE plans to deepen its presence across Nigeria with more service channels, new digital offerings, and additional loan products tailored to the needs of individuals, families, and enterprises. “The introduction of the Solar Energy Loan is only the beginning of a broader journey to drive financial inclusion and sustainable development,” Adeola-Balogun said.