For increasing shareholders value investment with a dividend of N12.76 kobo, the highest so far in the banking sector, shareholders of GTCO yesterday applauded the bank’s 2025 performance, while urging the management to consolidate on the performance in the current financial year.

The shareholders pat the GTCO’s fifth yearly general meeting lauded the Group’s impressive 2025 financial year performance and also for meeting the Central Bank of Nigeria (CBN)’s N500 billion new minimum capital requirement.

Speaking at the AGM, the president of the Nigerian Shareholders’ Solidarity Association, Timothy Adesiyan, expressed excitement for the management dividend payout for 2025FY, stressing that the board has demonstrated discipline to sustain its dividend payout to shareholders.

Chairman, Pragmatic Shareholders Association of Nigeria (PSAN), Bisi Bakare, lauded the management for paying shareholder N12.76 kobo total dividend payout in 2025, she noted that GTCO makes history as the first Nigerian bank to reward shareholders with N12.76 kobo dividend payout, urging the management to maintain such a gesture.

The management of GTCO had declared an interim dividend of N1 per share for half year ended June 2025 and final dividend of N11.76 kobo in the 2025 financial year performance, bringing its total dividend to N12.76 kobo for 2025 financial year.

Responding to shareholders, the Board Chairman of GTCO, Suleiman Barau, said the Group has steadily transformed from a traditional single-line banking institution into a broader financial services ecosystem spanning banking, payments, funds management, and pension administration.

According to him, the diversification represents more than a structural adjustment but a deliberate strategy aimed at building an institution capable of serving customers more comprehensively while creating multiple engines for sustainable growth. He explained that a diversified ecosystem provides greater balance across economic cycles, reduces concentration risk, and broadens the value proposition offered to individuals, businesses and institutional clients.

Barau stressed that management discipline continues to underpin the Group’s risk culture, noting that in a fluid macroeconomic environment, maintaining a healthy balance sheet and strong credit practices remains critical. He said the board is committed to ensuring that GTCO’s growth is anchored in careful risk assessment, responsible lending, and robust internal controls, adding that the true strength of a financial institution lies in its ability to remain stable, trusted and relevant during uncertain periods.

He noted that the durability of GTCO’s performance reflects years of institution-building, disciplined leadership and a shared commitment across the organisation to long-term value creation.

Also speaking, the Group Chief Executive Officer of GTCO, Segun Agbaje, described 2025 as a year of deepening integration across the Group’s banking, payments, asset management and pension businesses.

He said the company leveraged data, digital tools, and operational insight to deliver seamless customer experiences across Africa and the United Kingdom.

Agbaje pointed out that by connecting personal and business solutions, GTCO has been able to extend the reach of each business line while amplifying the value delivered to customers. He added that 2025 would be remembered as a landmark year in the Group’s growth journey following the successful listing of its shares on the London Stock Exchange.

He noted that the achievement made GTCO the first financial services institution in West Africa to list its ordinary shares on the LSE’s main market, strengthening its capital base and enhancing liquidity for shareholders.

Looking ahead to 2026, Agbaje said execution discipline would remain GTCO’s defining advantage. He stated that by integrating ecosystem offerings, deepening customer engagement, and leveraging platform-driven solutions, the Group would continue to create meaningful experiences and long-term impact for individuals, businesses and communities.

He added that technology remains central to improving operational efficiency, customer experience and insight-driven decision-making, while a robust balance sheet and disciplined capital management provide the flexibility to act decisively across market cycles.