In the past two installments of this article, I spoke about many wrong notions about the making of wealth. Here I wish to begin to give you some appetizer on the laws of money. Let’s start the journey:

The First Law of Money that I wish to reveal to you today is – Money Is Not Meant To Be Spent.
The first instinct of uninformed men when it comes to money is to spend it and that is the proof that they are uninformed. It is also a proof why they will never really become wealthy. Some people even say, what is money meant for, if not to be spent?

People who understand money and its laws will tell you that when you are given a hundred dollars, you are only permitted to spend a hundred dollars when the original hundred dollars have made at least three times their original value. So if you are given a hundred US dollars and you have not found a way to multiply it or put it to work, such that it will produce for you three hundred dollars, you are not entitled to spend the original hundred dollars. If you do that and indiscriminately spend the money that comes to your hand, it shows that you will never really become wealthy.

Many people tell me, how then do I pay my bills and meet my needs? To the informed that is easy; out of the hundred dollars that came to your hand, put thirty dollars to work such that in the next few months, maybe a year or more, that thirty percent keeps on working for you. Because that hundred dollars keeps on working for you, it is returning the original hundred dollars and more to your pocket. I am talking about increase and multiplication.

The mistake poor people make is that they see rich people buy and use flashy stuff, then people want to copy them. The poor man only sees the luxury of the rich, not the laws that brought him there. Since the poor does not know or is aware of the mechanism that is working for the rich, he is not aware that the rich man is only spending after many returns have come back on his dollar. Rich people don’t spend the original capital they have, they only spend the overflow.

On the other hand, the poor man sees the luxury of the rich and rushes to become like him and throws away the initial meager amount of money in his hands. Some people even do worse, they don’t just spend the little money in their hands, they go ahead and borrow or spend in installment what they have not yet made. That way these people perpetually not only become poor, but slaves to the rich people since they have to keep on going to work for them so as to pay for their debt. Meanwhile, those rich men that the poor men are copying already built companies, factories, stores, where the poor man eventually goes to spend the little money he has in his hands. So as soon as the rich men pay their poor workers their salaries, they have already built outlets where the poor men immediately rushes to go spend this money, returning this money to the pocket of the rich.

A good help in the service of the rich is the advertisement industry. This becomes an effective manipulator of the poor man to go and part with his hard earned money, back to the pocket of the rich. Thereby, leaving the poor poorer and the rich richer. (More on this in my book, “Money Won’t Make You Rich”)
The Second Law of Money that I wish to Share with you today is that – Money Must Be Retained. The ability to retain money that comes to your hand is one of the greatest qualities of a future millionaire. What does that mean? What I mean is that whenever you are given a hundred dollars, money acts like God. Money dictates to you its wishes. Once the hundred dollar comes to your pocket, money begins to dish out to you instruction on how you must obey its command by going to spend it. This is what made Jesus to call money a god – Mammon. Because money acts like God.

God gives out commandments. God commands. God orders. Money does the same things. Money desires to be obeyed just like God desires to be obeyed. So when money comes to your hand, immediately, the spirit of mammon begins to exert its authority and claim its authority over you. By retaining the money in your hand however, you are declaring your liberty and freedom over the God of mammon. You are thereby proclaiming your own independence over the spirit of greed, anxiety and lust.

If you could take a hold of the money and put it down not looking at it and not obeying its dictates by running out to spend it, you have just turned the table on the god of mammon. You are telling money that it is no more your Lord. You’re asserting your authority over the power of money by telling him, I can have you here and not spend you because I am the one in charge. I tell you money what I want to do with you, you don’t dictate to me. I only obey the dictates of my Lord and Master Jesus Christ. That is how you break through from the power of money. Remember that money is a good servant, but a bad master.

The ability to retain money enables you to become the master of money and mammon. You stop being its slave and you assume the rulership over him. Ladies and gentlemen let me tell you why this is important. It is only the man that has mastered the act of retaining money that can calmly dispense that money to judicious use. When you already have victory over money, only after that you could begin to hear the voice of God, the leading of the Spirit, because when the voices and dictates of money stop coming to your ear, another voice comes, the voice of the Holy Spirit that begins to lead you to where you can judiciously spend that money because God only speaks in stillness and calmness.

You must stop listening to the voices and dictates of mammon before you can begin to distinctly differentiate and hear the voice and the leading of the Holy Spirit. He will lead you to where to invest, He will lead you to where to save, He will lead you to the right people, He will give you the understanding of the right area of business to invest in, etc.

You must be able to prove to mammon that you have the will power to ignore it, bypass it and disregard its dictates. Only the person who has been able to do this can dominate and subdue money. Once you stop taking its order, it now begins to take your orders. When you stop being at its service, money now begins to come to your service.

The third law of money that I will like to share with you today out of about 25 that I have is – Any Amount Of Money That Comes To Your Hand Must Not Be Spent Until A Significant Part Of It Is Invested.

The lesson of the parable of the talents as told by Jesus in Matthew 25:13-30, is that any person that spends all that comes to his hands either on bills or pleasure is both wicked and lazy. The servant that Jesus condemned in that story was condemned because, he did not invest the primary capital that was entrusted into his hand. I think I will not be exaggerating if I say most of the people reading this article fall into the same category as this servant. Most of us don’t even consider investing the money that is entrusted into our hands. The reason is because we are mostly not aware of the first two laws of money I have stated above.

(TO BE CONCLUDED NEXT WEEK)