‘Rust’ Insurance Policy Covers $6 Million For Injury Or Death
Alec Baldwin’s movie Rust has a production insurance policy limited to $6million for death and insurance.
Baldwin was filming Rust when a prop gun went off, killing cinematographer Halyna Hutchins.
An insurance certificate obtained by TMZ showed that the movie’s production general liability coverage is limited to $1 million per occurrence. The insurance written by Front Row Insurance Brokers also includes a commercial umbrella policy that supplements the general liability coverage for an additional $5 million.
Paperwork filed by the production policy for the film’s permit shows a $1 million policy, which appears to be the minimum required for shooting in New Mexico. However, the insurance policy can only pay $6million for any production incidents.
As the Hutchins family gears for a wrongful death lawsuit, it is speculated that the policy payout may not be enough. This is because the 42-year-old was a rising star with decades of earnings ahead of her. She was also a mother and a wife, which allows her son and husband to collect for loss of affection.
Movie director Joel Souza who was also shot and wounded in the incident, may also file for a personal injury claim.
Also, in New Mexico, a jury can award punitive damages if there’s proof of recklessness or wanton misconduct, sending any judgment into the stratosphere.
Findings have proved there to be serious negligence on the set. A real gun had been used, which movie experts note to be a clear violation. Asides from the gun, there was also live ammunition on set, which is another violation. Finally, the crew should have cleared the area in the line of fire of people.
Reports also note that the gun was not inspected before it was handed to Alec Baldwin. Some crew members had also been reportedly using the gun for target practice, with real bullets just hours before shooting the scene.