In Nigeria’s fast-growing digital economy, many small businesses still struggle to make the transition from physical to online operations. The reasons are not far-fetched: high setup costs, limited technical expertise, and the absence of user-friendly tools have kept countless entrepreneurs offline. For Michael Okolo, founder of Fynfloo, this challenge became an opportunity to create something transformative.
“Over the years, I’ve interacted with countless small businesses that wanted to establish an online presence but simply lacked the budget or technical expertise to hire developers or maintain digital platforms,” Okolo said. “I saw firsthand how many promising ideas never reached their potential because the tools required were either too expensive or too complicated. That experience inspired me to create Fynfloo, a solution that bridges this gap.”
Fynfloo, he explained, is a no-code, low-cost platform that allows entrepreneurs to build websites, manage products, handle payments, and engage customers without any programming knowledge. For Okolo, technology should be an enabler rather than a barrier, and Fynfloo is his way of giving small business owners the power to take control of their digital future. “I wanted to ensure that small business owners could experiment and iterate freely without fear of breaking their online presence,” he said. “Fynfloo allows them to focus on their core business while exploring opportunities online. It’s not just a tool but a launchpad for growth.”
A major aspect of Fynfloo’s innovation is the use of Artificial Intelligence (AI) to make the process of building and managing an online business seamless. When a user signs up, the platform asks a few questions about their products, audience, and branding preferences, and then automatically generates a tailored website, suggests color themes, and even drafts product descriptions. “AI is central to creating a truly effortless experience on Fynfloo,” Okolo explained. “Beyond setup, AI automates repetitive tasks like inventory management, sales tracking, and customer communication. It also provides intelligent insights by highlighting best-selling products and analyzing customer behavior to recommend marketing strategies.”
For Okolo, the goal is to make AI a co-pilot within the platform, guiding users at every stage of their digital journey. He said the combination of AI and intuitive no-code tools ensures that anyone, regardless of technical experience, can launch and scale a business efficiently. “AI doesn’t replace human creativity,” he added. “It simply amplifies it.”
Another major challenge for small businesses in Nigeria is managing hosting, maintenance, and payment integration. According to Okolo, these are precisely the pain points Fynfloo was designed to solve. “The platform provides managed hosting, automatic updates, and security patches, so users never have to worry about infrastructure,” he said. To make transactions easier, Fynfloo integrates with trusted payment providers like Paystack and Stripe, allowing entrepreneurs to accept both local and international payments. By consolidating hosting, payments, analytics, and website management in one place, Fynfloo helps small business owners save time, reduce costs, and focus on growth.
Okolo believes Fynfloo will play an important role in closing Nigeria’s digital gap as the country’s online economy continues to expand. “There’s a massive opportunity to bring millions of small businesses online, and Fynfloo is built to make that transition simple and accessible,” he said. With mobile internet penetration increasing, he believes even market vendors can now build fully functional online shops in minutes. “Our mobile-first, intuitive design ensures accessibility for everyone. By lowering the barriers to entry, Fynfloo helps build a vibrant digital ecosystem that empowers small businesses to thrive in the modern economy.”
Beyond affordability, trust and user experience are key priorities for Fynfloo’s development team. Okolo noted that the company is conducting extensive user testing to make sure every step feels natural and intuitive. “We’re focused on usability and security,” he said. “We employ secure authentication, encrypted data storage, and industry-standard security protocols to ensure that users’ information and payments are always protected.” He added that Fynfloo also offers tutorials, guides, and customer assistance to support entrepreneurs at every stage.
On concerns that AI and automation could take away human roles, Okolo offered a different perspective. “Fynfloo is designed to amplify human creativity, not replace it,” he said. “AI can draft product descriptions or suggest pricing, but the business owner remains in full control. Our aim is to level the playing field by giving small businesses access to the same smart tools large corporations use, without the complexity or cost.”
For him, sustainability is not just about business growth but about building a lasting ecosystem that supports small enterprises across Nigeria and Africa. Fynfloo, he said, is forging partnerships with business hubs, accelerators, and training programs to reach entrepreneurs at the grassroots. The platform is also exploring collaborations with financial institutions, NGOs, and educational programs to provide SMEs with both the digital tools and mentorship they need to succeed. “Our long-term vision is to create a self-sustaining ecosystem where small businesses thrive digitally,” Okolo said. “By aligning technical innovation with social impact, Fynfloo aims to empower millions of small businesses across Africa to grow confidently in the digital era.”
With its blend of accessibility, affordability, and innovation, Fynfloo is redefining how small businesses embrace technology. For Michael Okolo, the mission is clear — to make technology simple, empowering, and inclusive for every entrepreneur ready to take their business online.
