Technology start-ups, largely fintechs from Africa, have achieved a major funding milestone, raising a total of $1.1 billion in the first three quarters of 2025, a figure that already matches the entire funding secured across the whole of 2024.   
 
Expectedly, investment flows remain highly concentrated in the “Big Four” African markets, with Egypt showing significant growth in the first half of the year. This was followed by South Africa, Nigeria and Kenya.
 
According to the latest insights from Disrupt Africa’s flagship publication, the 10th edition of the African Tech Start-ups Funding Report, a strong performance in Q3 has been the key driver in reversing the slowdown witnessed in the previous year.
 
While the total amount raised in the third quarter of 2025, $343.2 million, was slightly less than the $426.9 million secured in Q2, the overall nine-month total has cemented a brighter outlook for the continent’s tech ecosystem.
 
Egypt emerged as a major player in H1, with the report noting it accounted for 31 per cent of total funding and had a 130 per cent increase in funding compared to the previous year.

Major deals included proptech and fintech.  South Africa came next and saw a large deal in September, with identity verification startup Contractable bagging $13.5 million.