Fidelity Bank Plc has reported a gross earnings growth of 45.6 per cent in 2025 financial year, from N1.04 trillion in 2024 to N1.52 trillion, reflecting stronger topline momentum across core business segments.

The group recorded a profit after tax(PBT) of N242.4 billion. The performance was underpinned by a 38.7 per cent year-on-year increase in interest and similar income to N1.11 trillion, from N803.1 billion in 2024.

It achieved a 44.7 per cent year-on-year growth in fees and commission income to N113.4 billion.

On the balance sheet, total assets expanded by 18.6 per cent year on year to N10.46 trillion, while customer deposits increased by 16.1 per cent year on year to N6.89 trillion.

Net loans and advances declined by 2.4 per cent year on year to N4.28 trillion as customers paid down on their mature obligations.

The bank also strengthened its capital position during the period, with eligible capital rising to N561 billion, above the regulatory minimum of N500 billion for banks with international authorisation.

Capital adequacy remained robust at ratio of 30.94 per cent.