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Meet The Fintech Gurus Behind PAGA

In recent times, many Nigerians have been relying on financial technology (Fintech) companies for quick solutions to their financial constraints. A cross-section of the population now use these companies to pay their bills, save funds, transfer cash, and even take loans. The disruption fintechs brought about in the financial services space is certainly undeniable, and their effectiveness and efficiency are just a couple of the reasons that have made them popular in the country.

In this edition of Guardian Life, we meet the brains – Tayo Oviosu and Jay Alabraba – behind one of the leading financial services – Paga. These two, through the services rendered, have been able to capture both the hearts and pockets of over 12 million Nigerians.

Tayo Oviosu, is not only the CEO/Founder of Paga, but he is also one we like to refer to as the Startup Champ. His wealth of knowledge, experience and affinity for a cashless society led him to create and launch the leading financial service in April 2009.

At the not-so-far end of this narrative, we have his business partner and co-founder – Jay Alabraba – who has quite an intimidating profile which includes stints at tech to pharmaceuticals and now to the financial services sectors. It is safe to call him the Jack of all trades.

With a Master’s in Business Administration from the Graduate School of Business, Stanford University, Alabraba reveals how the last 10 years of building Paga has been and his thoughts on the growth of fintech in Nigeria.


Grab a copy of the Guardian Life to read the amazing journey of the founders of Paga.

Tip: It is an inset in the Sunday Edition of the Guardian Newspapers.

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