In an industry often driven by scale and speed, Kiakia has distinguished itself through focus, trust,and purpose. Celebrating its 10th anniversary, the digital lender reflects on a decade of responsible credit delivery to over 1.5 million Nigerians, facilitating more than N90 billion in loans to individuals and SMEs nationwide.

Kiakia was launched not to serve everyone, but to empower the capable responsible traders,
professionals, and entrepreneurs lacking access to fair, timely financing.

“Innovation kept us alive. Resilience made us unstoppable. We built a credit system that values
responsibility, not volume.” says Mikail Adeniyi, Chief Operating Officer.

Kiakia’s inclusive model has attracted national commendation. In 2020, then Vice President Prof.Yemi Osinbajo recognized the company’s contribution to financial inclusion, stating:

“I am impressed by Fintechs like Kiakia, who are creating tailored financial solutions for underserved Nigerians.”

Entering its second decade, Kiakia is set to introduce a proprietary highly powered credit engine that blends intelligent automation with ethical, human-led decisioning reinforcing its commitment to sustainable, trustworthy lending.

“It’s never been about fast growth for us,” Adeniyi emphasizes. “It’s about doing the right thing for the right people and doing it better every time.”

As Kiakia marks this milestone, it signals not just celebration but renewed dedication to the mission that started it all: building belief through finance.