Get Guardian on GoogleAs stablecoin adoption grows, Breet is helping African businesses accept digital currency payments, convert funds and access settlement services without building their own payment infrastructure.
Financial technology company Breet is addressing some of the infrastructure challenges limiting the adoption of stablecoin payments among African businesses, providing a way for companies to receive digital currency payments, convert funds and access settlement services without building their own payment systems.
Through its Crypto Payment API, the company enables fintech platforms, digital marketplaces, software providers and other businesses to integrate cryptocurrency and stablecoin payment capabilities into their existing operations. The solution is designed to reduce the technical and operational requirements involved in accepting digital currencies, particularly for businesses serving customers across different markets.
The development comes as stablecoins gain increasing attention for their use beyond cryptocurrency trading, particularly in international payments and cross-border transactions. According to blockchain analytics firm Chainalysis, sub-Saharan Africa received more than $205 billion in on-chain cryptocurrency value between July 2024 and June 2025, representing a 52% increase from the previous year.
Despite this growth, accepting stablecoin payments remains complicated for many businesses. Beyond receiving digital assets such as USDT and USDC, companies must be able to verify transactions, convert funds into usable currencies and manage settlement. Developing these capabilities independently often requires significant technical expertise, financial investment and access to reliable payment infrastructure.
Speaking on the infrastructure challenges associated with stablecoin adoption, Kayode Faturoti, Chief Executive Officer of Breet, said the growing use of digital currencies presents opportunities for businesses, but their adoption must be supported by reliable payment systems.
“The growing adoption of stablecoins and cryptocurrency presents an important opportunity for African businesses, particularly those serving customers across borders. However, for this opportunity to translate into real business value, companies need more than access to digital currencies. They need reliable infrastructure that can support payment processing, currency conversion and settlement. At Breet, we are bridging this gap by making these capabilities available through a single API, allowing businesses to integrate cryptocurrency and stablecoin payments into their existing operations without the cost and complexity of building the infrastructure themselves,” the CEO said.
Making Stablecoin Payments Practical for Businesses
The practical application of this infrastructure can be seen across different business categories. A fintech platform may want to allow customers to fund digital products using stablecoins, while a software company could introduce additional payment options for international subscriptions. Digital marketplaces can also accommodate customers who prefer paying with digital currencies without independently managing every aspect of the payment process.
An example is Breet’s partnership with Cardtonic, a digital financial services platform that integrated Breet Business API to enable customers to fund virtual dollar cards using stablecoins. According to figures provided by Breet, Cardtonic processed more than $100,000 in stablecoin card-funding transactions on its launch day and has since surpassed $5 million in cumulative transactions through the integration.
Beyond payment acceptance, currency conversion and settlement remain important considerations for businesses adopting stablecoins. Although customers may prefer paying in USDT or USDC, companies often need local currencies to pay employees, suppliers and other operating expenses. Breet’s infrastructure connects these processes, allowing businesses to receive supported digital assets and convert them into currencies they can use for their operations.
“The real value of a payment solution is not just that a customer can send money, but that the business receiving it can actually use those funds,” the CEO added. “A company accepting stablecoins may still need naira or cedis for its daily operations. That is why conversion and settlement are just as important as accepting the payment itself. At Breet, we are providing businesses with the infrastructure to manage these processes through a single integration.”
However, wider stablecoin adoption also depends on trust, security and regulatory clarity. Businesses must consider transaction verification, fraud prevention, liquidity and compliance with applicable financial regulations. These concerns are particularly important as regulators across African markets develop frameworks for digital asset activities and businesses assess how stablecoin payments fit into their existing operations.
As stablecoins become more relevant to commercial transactions, their wider adoption will depend on infrastructure that makes them practical for everyday business use. For Breet, the opportunity lies in reducing the technical and operational barriers to accepting digital currencies, allowing African businesses to introduce stablecoin payments, convert funds and access settlement services without building their own payment systems.
More information is available through the Breet Business website, while businesses interested in integrating the technology can book an API consultation.
