Police do not issue 3rd party insurance, FHQ clarifies

Contrary to insinuations that the police have now turned themselves into tax collectors, the Force Headquarters has put it on record that it does not issue 3rd party insurance.

It maintained that it is only enforcing the law and won’t make a dime from enforcing the policy.

The FHQ noted that its attention was drawn to misinformation and misleading comments credited to some social media influencers and activists antagonizing the police on the issuance and enforcement of the 3rd party insurance policy, where the NPF has been accused of using the policy to rake in money.

Force Public Relations Officer, ACP Muyiwa Adejobi, in a statement on Saturday, said, “The Nigeria Police Force wishes to emphasize that it does not issue third-party insurance as it has been misconstrued by some individuals. The responsibility for obtaining this mandatory insurance lies with vehicle owners through their respective insurance companies.

“The Force has commenced the enforcement operations of the insurance policy with effect from today, February 1, 2025, aiming to enhance road safety and protect the rights of accident victims.

“In light of this enforcement, the Force therefore cautions social media influencers and activists against spreading misinformation regarding insurance policies, as the police are solely for the enforcement, not the issuance of the insurance cover.

“Dissemination of accurate information is vital to prevent misleading the public, while misconceptions can eventually lead to non-compliance and potential legal repercussions for motorists.”